5545 Stroud Ct, Centreville, VA 20120 Property Records

Fairfax County property record for 5545 Stroud Ct, Centreville, VA 20120

Property Summary

Property TypeTownhouse
Details3 bd · 3.5 ba · 1,412 sqft · built 1993
Lot Size0.032 acres (1,406 sqft)
Owner2 Individual Names on File
Last Sale$590,000 (Sep 2026)
Tax Bill$6,234 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Nov 2023 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN0544-16-0183

Property Details

APN / Parcel Number

Primary APN0544-16-0183

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,412 sqft Living Area
Gross Area1,752 sqft
Basement Area340 sqft
Game RoomGame Room
FlooringCarpet

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area1,406 sqft (0.032 acres)
View / LotBuildable
Deck Area216 sqft
Patio Area216 sqft
Balcony Area52 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address5545 STROUD CT
CityCENTREVILLE
StateVA
Zip20120-5207
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning Code308
Legal DescriptionENGLEWOOD MEWS LT 183 SEC 3
Legal SubdivisionENGLEWOOD MEWS
Legal Block1
Legal Lot Number183
JurisdictionFAIRFAX VA
Township / Civil DivisionSULLY
Census Block Group1
Census Block1001
Census Tract491501

Owner

5545 Stroud Ct, a townhouse, is owned and occupied by two individuals who bought it in September 2026.

Source: Fairfax County records, as of September 22, 2026

Owner of Record2 Individual Names on File
Mailing Address5545 STROUD CT, CENTREVILLE, VA 20120-5207
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2026Deed, Transfer · Conventional Mortgage
CAPITAL CORPORATION
Nov 30, 2023Deed of Trust, Mortgage · Line of Credit
APPLE FCU
Mar 2, 2022Deed of Trust, Mortgage · Conventional Mortgage
APPLE FCU
Aug 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOME PT FIN'L
Jun 21, 2019Deed of Trust, Mortgage · Conventional with PMI
CENTURY LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 9, 2026 · Amount on File
Deed SaleSep 9, 2026 · Amount on File
Prior SaleAug 21, 2015 · Amount on File
Deed Document Number202654337
Deed Book / Page28794 / 1525
Prior Transfer DateSep 25, 2014
Prior Transfer Doc0026157001
Record UpdatedOct 29, 2026

September 2026: Deed, Transfer

Document TypeDeed
JurisdictionFAIRFAX VA
Recording DateSep 9, 2026
Property Address5545 STROUD CT, CENTREVILLE, VA 20120-5207
Document Number0000054337
Book / Page28794 / 1525
Instrument DateSep 8, 2026
Instrument202654337
Transaction TypeTransfer
Record UpdatedSep 22, 2026
Title CompanyAPEX SETTLEMENT SERVICES, APEX SETTLEMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$59,590.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5545 STROUD CT, CENTREVILLE, VA 20120-5207

Mortgage

Document Number0000054337,
DateSep 9, 2026
Instrument20262202654337
Lender
NameCAPITAL CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAIRFAX VA
Property Address5545 STROUD CT, CENTREVILLE, VA 20120-5207
Transaction TypeMortgage
Record UpdatedDec 20, 2023
Title CompanyHAMPTON TITLE LLC, CHAMPION TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0055020001
DateNov 30, 2023
Book Page28037/734
Instrument2023055020.001
Lender
NameAPPLE FCU
TypeCredit Union
AddressFAIRFAX, VA 22030
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueNov 25, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAIRFAX VA
Property Address5545 STROUD CT, CENTREVILLE, VA 20120-5207
Transaction TypeMortgage
Record UpdatedMar 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0018435001
DateMar 2, 2022
Book Page27572/838
Instrument2022018435.001
Lender
NameAPPLE FCU
TypeCredit Union
AddressFAIRFAX, VA 22030
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueApr 1, 2037

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAIRFAX VA
Property Address5545 STROUD CT, CENTREVILLE, VA 20120-5207
Document Number2020098434001
Instrument DateAug 28, 2020
Transaction TypeMortgage
Record UpdatedOct 21, 2020
Title CompanyNATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5545 STROUD CT CENTREVILLE VA 201205207, CENTREVILLE, VA 20120-5207

Mortgage

Document Number2020098434001
DateSep 2, 2020
Book Page026473/000927
Instrument98434001
Lender
NameHOME PT FIN'L
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2050

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAIRFAX VA
Property Address5545 STROUD CT, CENTREVILLE, VA 20120-5207
Document Number2019036532001
Instrument DateJun 21, 2019
Transaction TypeMortgage
Record UpdatedAug 2, 2019
Title CompanyKEY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5545 STROUD CT CENTREVILLE VA 201205207, CENTREVILLE, VA 20120-5207

Mortgage

Document Number2019036532001
DateJun 26, 2019
Book Page025794/001547
Instrument36532001
Lender
NameCENTURY LNDG
AddressLOUISVILLE, KY 40223
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJun 25, 2049
Interest
Rate4%

Tax Assessment & Valuation

The 2025 property tax bill for 5545 Stroud Ct was $6,234, up 9.2% from the year before.

Source: Fairfax County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyFairfax County
Unified School DistrictFairfax County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,234.00 (+9.2%)$539,290 Land $170,000 Building $369,290$539,290 Land $170,000 Building $369,290
2024$5,709.00 (+4.31%)
2023$5,473.00$485,060 Land $145,000 Building $340,060$485,060 Land $145,000 Building $340,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5545 Stroud Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5545 Stroud Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFAIRFAX COUNTY WATER AUTHORITY
serves 1,121,613 people · EPA ID VA6059501
Water SourceSurface water
Last State InspectionMar 2022
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Cox Communications
Cable
2,000 / 35
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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