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5545 State Rd 21, Keystone Heights, FL 32656 Property Records

Clay County property record for 5545 State Rd 21, Keystone Heights, FL 32656

Property Summary

Property TypeMobile Home
Details2 bd · 2 ba · 1,152 sqft · built 2005
Lot Size27.4 acres (1,195,286 sqft)
OwnerIndividual Name on Record
Last Sale$29,900 (Sep 2017)
Tax Bill$3,835 (2025)
Deeds & MortgagesMay 2020 Mortgage
Sep 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN17-07-24-006904-001-00

Property Details

APN / Parcel Number

Primary APN17-07-24-006904-001-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms2 Rooms
Stories1 Story
Building Area1,152 sqft Living Area
1st Floor Area1,152 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialOther
Lot Area1,195,286 sqft (27.4 acres)
Garage Area1,800 sqft
Storage Building800 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic

Location & Zoning

Street Address5545 STATE ROAD 21
CityKEYSTONE HEIGHTS
StateFL
Zip32656-6930
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionPT OF SE1/4 S17T7R24 S OF HWY21 A/K/A LOT 2 AS REC OR 4022 PG 415
Legal Range24E
Legal Township07S
Legal Section17
Legal Lot Number2
JurisdictionCLAY FL
Township / Civil DivisionKEYSTONE HEIGHTS
Census Block Group1
Census Block1077
Census Tract31105

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5545 STATE ROAD 21, KEYSTONE HGTS, FL 32656-6930
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Sep 25, 2017Warranty Deed, Transfer · Conventional with PMI
TIMOTHY WILLIAMS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 25, 2017 · Amount on Record
Deed SaleSep 25, 2017 · Amount on Record
Prior SaleOct 9, 2015 · Amount on Record
Deed Document Number201748343
Deed Book / Page4014 / 415
Prior Transfer DateSep 22, 2017
Prior Transfer Doc0040140415
Record UpdatedJun 8, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address5545 STATE ROAD 21, KEYSTONE HEIGHTS, FL 32656-6930
Document Number0043131268
Instrument DateMay 26, 2020
Transaction TypeMortgage
Record UpdatedJun 15, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5545 STATE ROAD 21 KEYSTONE HEIGHTS FL 326566930, KEYSTONE HEIGHTS, FL 32656-6930

Mortgage

Document Number0043131268
DateJun 2, 2020
Book Page004313/001268
Instrument26916
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 1, 2035

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateSep 25, 2017
Property Address5545 STATE ROAD 21, KEYSTONE HEIGHTS, FL 32656-6930
Document Number0040140415
Book / Page004014 / 000415
Instrument DateSep 22, 2017
Instrument48343
Transaction TypeTransfer
Record UpdatedFeb 20, 2018
Title CompanyREALTY TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,093.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5545 STATE ROAD 21 KEYSTONE HEIGHTS FL 326566930, KEYSTONE HEIGHTS, FL 32656-6930

Mortgage

Document Number40140416
DateSep 25, 2017
Book Page004014/000416
Instrument48344
Lender
NameTIMOTHY WILLIAMS
AddressPO BOX 1902, MIDDLEBURG, FL 32050-1902
Special NotesSeller Financed
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term60 Months
DueSep 24, 2022

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,835.00 (+4.78%) Homeowner's exemption$291,616 (+5.99%)$300,503 (+9.22%) Land $150,311 Building $150,192
2024$3,660.00 (-6.2%)
2023$3,902.00 (+7.55%) Homeowner's exemption$275,144 (+22.49%) Land $141,311 Building $133,833$275,144 (+22.49%) Land $141,311 Building $133,833
2022$3,628.00$224,622 Land $111,315 Building $113,307$224,622 Land $111,315 Building $113,307

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 55% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		25 / 3

May also be available: Xfinity.

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