5545 Settlement Rd, Acworth, GA 30102 Property Records

Cherokee County property record for 5545 Settlement Rd, Acworth, GA 30102

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,697 sqft · built 1979
Lot Size0.595 acres (25,937 sqft)
OwnerIndividual Name on Record
Last Sale$150,000 (Nov 2016)
Tax Bill$3,293 (2025)
Deeds & MortgagesOct 2023 Mortgage
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN21N12B 303

Property Details

APN / Parcel Number

Primary APN21N12B 303
Alternative APNs
  • 21N12B-00000-303-000
  • 96114350
  • 457839

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,697 sqft Living Area
Gross Area4,190 sqft
1st Floor Area1,568 sqft
Basement Area1,493 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialWood Shingle
Lot Area25,937 sqft (0.595 acres)
Garage TypeDetached
Deck Area75 sqft
Patio Area219 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number457839
Street Address5545 SETTLEMENT RD
CityACWORTH
StateGA
Zip30102-5913
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-20
Legal DescriptionLOT 228 WOODLANDS S/D
Legal SubdivisionWOODLANDS S/D
Legal Lot Number228
JurisdictionCHEROKEE GA
Township / Civil DivisionWOODSTOCK
Census Block Group3
Census Block3000
Census Tract91106

Owner

Source: Cherokee County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5545 SETTLEMENT RD, ACWORTH, GA 30102-5913
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2023Deed of Trust, Mortgage · Conventional Mortgage
CREDIT UNION OF GEORGIA
Aug 31, 2020Quit Claim Deed, Transfer
HOME PT FIN'L

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 30, 2016 · Amount on Record
Deed SaleNov 30, 2016 · Amount on Record
Deed Document Number201612964
Deed Book / Page14136 / 437
Last Transfer DateAug 1, 2020
Transfer Doc0145211347
Record UpdatedJun 8, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE GA
Property Address5545 SETTLEMENT RD, ACWORTH, GA 30102-5913
Transaction TypeMortgage
Record UpdatedDec 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address5545 SETTLEMENT RD, ACWORTH, GA 30102-5913

Mortgage

Document Number0149042668
DateOct 12, 2023
Book Page0000014904/0000002668
Lender
NameCREDIT UNION OF GEORGIA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 1, 2038

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHEROKEE GA
Recording DateAug 31, 2020
Property Address5545 SETTLEMENT RD, ACWORTH, GA 30102-5913
Document Number0145211347
Book / Page014521 / 001347
Instrument DateAug 1, 2020
Transaction TypeTransfer
Record UpdatedOct 6, 2020
Title CompanyNTC - KEY W

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5545 SETTLEMENT RD ACWORTH GA 301025913, ACWORTH, GA 30102-5913

Mortgage

Document Number145211349
DateAug 31, 2020
Book Page014521/001349
Lender
NameHOME PT FIN'L
AddressPARSIPPANY, NJ 07054
Agreement
AmountAmount Recorded
Term180 Months
DueAug 30, 2035

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of November 10, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyCherokee County
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,293.00 (+24.03%) Homeowner's exemption$144,288 (+8.19%) Land $26,400 Building $117,888$360,720 (+8.19%) Land $66,000 Building $294,720
2023$133,368 (+29.98%) Land $24,000 Building $109,368$333,420 (+29.98%) Land $60,000 Building $273,420
2022$2,655.00 Homeowner's exemption$102,608 Land $18,000 Building $84,608$256,520 Land $45,000 Building $211,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHEROKEE COUNTY
serves 224,427 people · EPA ID GA0570002
Water SourceSurface water
Last State InspectionJul 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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