5545 S Ridge Rd E, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 5545 S Ridge Rd E, Ashtabula, OH 44004 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1990
Square Footage	2,144 sqft Living Area
Lot Size	65,209 sqft (1.49 acres)
Garage	Attached, 624 sqft
Occupancy	Owner Occupied
Tax Bill	$7,810.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-005-00-016-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Building Area	2,144 sqft Living Area
Gross Area	3,596 sqft Gross Area
1st Floor	832 sqft 1st Floor
Basement Area	480 sqft Basement
Family Room	Family Room
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1990
Architectural Style	Colonial Style
Exterior Material	Brick Exterior
Construction Type	Frame Construction
Lot Area	65,209 sqft (1.49 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	624 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	1 sqft Shed
Porch Area	516 sqft Porch
Topography	Rolling Topography
Canopy Area	120 sqft Canopy

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	5545 S RIDGE RD E
City	ASHTABULA
State	OH
Zip	44004-4666
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	24
Legal Subdivision	ASHTABULA
Legal Block	1
Legal Lot Number	24
Jurisdiction	ASHTABULA OH
Minor Civil Division	ASHTABULA
Census Blockgroup	1
Census Block	1045
Census Tract	300

Owner

Source: Ashtabula County records · APN 03-005-00-016-00

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8241 DOW CIR, STRONGSVILLE, OH 44136-1725
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 19, 2016
Deed Sale	Feb 19, 2016
Prior Sale	Jul 01, 2003 · Amount on Record
Deed Doc Number	20161547
Deed Book / Page	606 / 1571
Record Refreshed	Sep 20, 2026

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ASHTABULA OH
Property Address	5545 S RIDGE RD E, ASHTABULA, OH 44004-4666
Document Number	0000003830
Instrument Date	Mar 21, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife

Mortgage

Document Number	0000003830
Date	Apr 28, 2020
Book Page	000707/000569
Instrument	3830

Lender

Name	FREEDOM MTG
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 27, 2045

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Ashtabula County records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Ashtabula Township
Unified School District	Buckeye Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,810.00 (+154.56%)	$87,890 (-) Land $7,670 Building $80,220	$251,100 (-) Land $21,900 Building $229,200
2024	$3,068.00 (-0.32%) Homeowner's exemption Senior Citizen's exemption	$87,890 (-) Land $7,670 Building $80,220
2023	$3,078.00 (+37.23%) Homeowner's exemption	$87,890 (+43.47%) Land $7,670 Building $80,220	$251,100 (+43.49%) Land $21,900 Building $229,200
2022	$2,243.00 Homeowner's exemption	$61,260 Land $5,920 Building $55,340
2020			$175,000 Land $16,900 Building $158,100

Flood & Wildfire

5545 S Ridge Rd E is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Ashtabula County (39007C), updated August 28, 2019

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 64th in Ohio
Wildfire Likelihood	Low — about 1 in 5,882 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.