5545 Mountcastle Rd, Providence Forge, VA 23140 Property Records

New Kent County property record for 5545 Mountcastle Rd, Providence Forge, VA 23140

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,560 sqft · built 1990
Lot Size3.17 acres (138,085 sqft)
Owner2 Individual Names on File
Tax Bill$1,800 (2024)
Deeds & MortgagesDec 2018 Mortgage
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN31 51A

Property Details

APN / Parcel Number

Primary APN31 51A
Alternative APNs
  • 3504
  • 3608

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,560 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Architectural StyleRanch
Exterior MaterialVinyl
Construction TypeWood
Roof TypeGable
Roof MaterialShingle
Lot Area138,085 sqft (3.17 acres)
TerrainLow

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number3608
Old Parcel Number31 51 A
Street Address5545 MOUNTCASTLE RD
CityPROVIDENCE FORGE
StateVA
Zip23140-3141
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1
Legal DescriptionADJ MOSS 3.17 AC DB 164/667
Legal SubdivisionADJ MOSS
Legal Lot Number51
Legal UnitA
JurisdictionNEW KENT VA
Township / Civil Division3
Census Block Group1
Census Block1007
Census Tract700200

Owner

5545 Mountcastle Rd is owned and occupied by two individuals.

Source: New Kent County records, as of November 21, 2025

Owner of Record2 Individual Names on File
Mailing Address5545 MOUNTCASTLE RD, PROVIDENCE FORGE, VA 23140-3141
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2018Deed of Trust, Mortgage · FHA Mortgage
MR COOPER
Mar 10, 2020Deed of Trust, Mortgage · FHA Mortgage
MR COOPER

Assessor's Deed Record

Deed Names2 Names on Deed
Deed Document Number0000164667
Record UpdatedJun 8, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW KENT VA
Property Address5545 MOUNTCASTLE RD, PROVIDENCE FORGE, VA 23140-3141
Transaction TypeMortgage
Record UpdatedDec 23, 2021
Title CompanyCOMMONWEALTH USA SETTLEMENTS L, COMMONWEALTH USA STLMNTS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00683/1254
DateDec 14, 2018
Book Page683/1254
Instrument180003718
Lender
NameMR COOPER
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2049
Interest
Rate TypeFixed Rate

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW KENT VA
Property Address5545 MOUNTCASTLE RD, PROVIDENCE FORGE, VA 23140-3141
Transaction TypeMortgage
Record UpdatedDec 22, 2021
Title CompanyVYLLA TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0200000877
DateMar 10, 2020
Instrument200000877
Lender
NameMR COOPER
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: New Kent County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyNew Kent County
Unified School DistrictNew Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$300,000 Land $111,800 Building $188,200$300,000 Land $111,800 Building $188,200
2024$1,800.00 (+10.43%)
2023$1,630.00$243,300 Land $84,600 Building $158,700$243,300 Land $84,600 Building $158,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5545 Mountcastle Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2003)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5545 Mountcastle Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
1,000 / 35
Starlink
Satellite
280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Mountcastle Rd

Nearby Streets

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