5545 Gum Fork Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 5545 Gum Fork Rd, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1980
Lot Size	0.54 acres (23,522 sqft)
Owner	Individual Name on Record
Last Sale	$210,300 (Jun 2020)
Tax Bill	$1,487 (2026)
Deeds & Mortgages	Jan 2020 Line of Credit Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10392`

Property Details

APN / Parcel Number

Primary APN	`10392`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,522 sqft (0.54 acres)
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5545 GUM FORK RD
City	GLOUCESTER
State	VA
Zip	23061-3548
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	ABERDEEN ESTATES LOT 2
Legal Subdivision	ABERDEEN
Legal Lot Number	2
Jurisdiction	GLOUCESTER VA
Township / Civil Division	ABINGDON
Census Block Group	4
Census Block	4000
Census Tract	100302

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5545 GUM FORK RD, GLOUCESTER, VA 23061-3548
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2020	Deed of Trust, Mortgage · Line of Credit 1ST ADVANTAGE FEDERAL CREDIT UNION
Jun 19, 2020	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2020 · Amount on Record
Deed Sale	Jun 19, 2020 · Amount on Record
Deed Document Number	20202902
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	5545 GUM FORK RD, GLOUCESTER, VA 23061-3548
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	THE CLOSERS OF VIRGINIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200000414
Date	Jan 28, 2020
Instrument	200000414

Lender

Name	1ST ADVANTAGE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2050

Interest

Rate Type	Adjustable Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Jun 19, 2020
Property Address	5545 GUM FORK RD, GLOUCESTER, VA 23061-3548
Document Number	200002902
Instrument Date	Jun 3, 2020
Instrument	200002902
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	1ST VA TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5545 GUM FORK RD, GLOUCESTER, VA 23061-3548

Mortgage

Document Number	200002903
Date	Jun 19, 2020
Instrument	200002903

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,487.00 (+13.25%)	$255,030 (+19.19%) Land $57,450 Building $197,580	$255,030 (+19.19%) Land $57,450 Building $197,580
2025	$1,313.00 (+5.29%)	$213,970 (-) Land $53,850 Building $160,120	$213,970 (-) Land $53,850 Building $160,120
2024	$1,247.00	$213,970 (-) Land $53,850 Building $160,120	$213,970 (-) Land $53,850 Building $160,120
2023	$1,247.00 (+1.55%)	$213,970 (+26.24%) Land $53,850 Building $160,120	$213,970 (+26.24%) Land $53,850 Building $160,120
2022	$1,228.00	$169,500 Land $58,730 Building $110,770	$169,500 Land $58,730 Building $110,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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