5545 Flora Ave, Holiday, FL 34690 Property Records

Pasco County property record for 5545 Flora Ave, Holiday, FL 34690

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,085 sqft · built 1971
Lot Size	0.126 acres (5,490 sqft)
Owner	2 Individual Names on Record
Last Sale	$62,700 (Jan 2022)
Tax Bill	$1,237 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`32-26-16-0580-00001-0570`

Property Details

APN / Parcel Number

Primary APN	`32-26-16-0580-00001-0570`
Alternative APNs	`1626320580000010570` `2159509`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,085 sqft Living Area
Gross Area	1,605 sqft
1st Floor Area	1,085 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,490 sqft (0.126 acres)
Garage Type	Attached
Garage Area	360 sqft
Driveway	Concrete Driveway
Driveway Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	235 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	5545 FLORA AVE
City	HOLIDAY
State	FL
Zip	34690-6504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	FOREST HILLS UNIT 20 PB 10 PG 51 LOT 1057
Legal Range	16E
Legal Township	26S
Legal Section	32
Legal Subdivision	FOREST HILLS
Legal Tract	580
Legal Block	1
Legal Lot Number	1057
Legal Unit	20
Jurisdiction	PASCO FL
Township / Civil Division	NEW PORT RICHEY
Census Block Group	3
Census Block	3023
Census Tract	30502

Owner

Source: Pasco County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5545 FLORA AVE, HOLIDAY, FL 34690-6504
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Nov 21, 2018	Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2022 · Amount on Record
Deed Sale	Jan 18, 2022 · Amount on Record
Prior Sale	Nov 21, 2018 · Amount on Record
Deed Document Number	202213589
Deed Book / Page	10528 / 3402
Prior Transfer Date	Dec 22, 2021
Prior Transfer Doc	0105283402
Record Updated	Oct 29, 2026

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PASCO FL
Recording Date	Jan 18, 2022
Property Address	5545 FLORA AVE, HOLIDAY, FL 34690-6504
Document Number	0105283402
Book / Page	10528 / 3402
Map Reference	MB 10 PG 51
Instrument Date	Dec 22, 2021
Instrument	2022013589
Transaction Type	Transfer
Record Updated	Jan 31, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$438.90
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5545 FLORA AVE, 5545, HOLIDAY, FL 34690-6504

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5545 FLORA AVE, HOLIDAY, FL 34690-6504

Mortgage

Document Number	0105283406
Date	Jan 18, 2022
Instrument	10528/3406

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2037

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Nov 21, 2018
Property Address	5545 FLORA AVE, HOLIDAY, FL 34690-6504
Document Number	0098211223
Book / Page	9821 / 1223
Map Reference	MB 10 PG 51
Instrument Date	Nov 20, 2018
Instrument	2018196884
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	TOTAL TITLE SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6735 HAMMOCK RD, 6735, PORT RICHEY, FL 34668-2115

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5545 FLORA AVE, HOLIDAY, FL 34690-6504

Mortgage

Document Number	2018196885
Date	Nov 21, 2018
Instrument	2018196885

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,000 (+2.9%)	$172,129 (-2.08%) Land $35,301 Building $136,828
2025	$1,237.00 (+6.27%) Homeowner's exemption	$100,100 (+5.98%) Land $35,301 Building $64,799	$175,785 (+2.65%) Land $35,301 Building $140,484
2023	$1,164.00 (+18.78%) Additional exemption filed	$94,450 (+3%) Land $25,583 Building $68,867	$171,246 (+48.41%) Land $25,583 Building $145,663
2022	$980.00 Homeowner's exemption	$91,700 Land $21,301 Building $70,399	$115,386 Land $21,301 Building $94,085

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 186 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	186 in force
Nearby Flood Claims	64 (1979–2024)
Claims Outside the SFHA	1 of 64
Most Recent Claim	Nov 2024 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Helene, Sep 2024 · 6 claims Tropical Storm Debby, Jul 2012 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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