5545 E 950th Ave, Altamont, IL 62411 Property Records

Effingham County property record for 5545 E 950th Ave, Altamont, IL 62411

Property Summary

Property Type	Single Family Home
Details	1,488 sqft · built 1998
Lot Size	5.17 acres (225,641 sqft)
Owner	Individual Name on Record
Last Sale	$229,000 (Mar 2022)
Tax Bill	$2,429 (2024)
Deeds & Mortgages	Dec 2025 Transfer Oct 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-02-013-041`

Property Details

APN / Parcel Number

Primary APN	`09-02-013-041`

Interior

Stories	1 Story
Building Area	1,488 sqft Base Area

Exterior

Year Built	Built 1998
Construction Type	Frame
Lot Area	225,641 sqft (5.17 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5545 E 950TH AVE
City	ALTAMONT
State	IL
Zip	62411-6604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 5.18AC OF W 618FT OF NE S OF I-70 3768/205 3524/270 1279/346
Jurisdiction	EFFINGHAM IL
Township / Civil Division	MOUND
Census Block Group	4
Census Block	4002
Census Tract	950300

Owner

Source: Effingham County records, as of January 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5545 E 950TH AVE, ALTAMONT, IL 62411-6604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Transfer on Death Deed, Transfer
Oct 31, 2022	Deed of Trust, Mortgage · Closed-End Mortgage FIRST STATE BANK OF BEECHER CITY
Mar 14, 2022	Warranty Deed, Transfer · Commercial Mortgage FIRST STATE BANK OF BEECHER CITY
Jan 3, 2020	Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2022 · Amount on Record
Deed Sale	Mar 14, 2022 · Amount on Record
Prior Sale	Jan 3, 2020 · Amount on Record
Deed Document Number	202222001062
Deed Book / Page	3768 / 205
Record Updated	Jun 8, 2026

December 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Dec 23, 2025
Property Address	5545 E 950TH AVE, ALTAMONT, IL 62411-6604
Document Number	202525004686
Instrument Date	Dec 19, 2025
Instrument	202525004686
Transaction Type	Transfer
Record Updated	Jan 8, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5545 E 950TH AVE, ALTAMONT, IL 62411-6604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5545 E 950TH AVE, ALTAMONT, IL 62411-6604

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	5545 E 950TH AVE, ALTAMONT, IL 62411-6604
Transaction Type	Mortgage
Record Updated	Dec 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5545 E 950TH AVE, ALTAMONT, IL 62411-6604

Mortgage

Document Number	003820/240
Date	Oct 31, 2022
Book Page	3820/240
Instrument	202222004397

Lender

Name	FIRST STATE BANK OF BEECHER CITY
Type	Bank
Address	BEECHER CITY, IL 62414

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 19, 2027

Interest

Rate	5.25%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Mar 14, 2022
Property Address	5545 E 950TH AVE, ALTAMONT, IL 62411-6604
Document Number	003768/205
Book / Page	3768 / 205
Instrument Date	Mar 11, 2022
Instrument	202222001062
Transaction Type	Transfer
Record Updated	Apr 20, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$229.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5545 E 950TH AVE, ALTAMONT, IL 62411-6604

Mortgage

Document Number	202222001063
Date	Mar 14, 2022
Instrument	202222001063

Lender

Name	FIRST STATE BANK OF BEECHER CITY
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 11, 2023

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Jan 3, 2020
Property Address	5545 E 950TH AVE, ALTAMONT, IL 62411-6604
Document Number	3524/270
Book / Page	3524 / 270
Instrument Date	Dec 27, 2019
Instrument	202020000050
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	THE TITLE CENTER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$338.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5545 E 950TH AVE, ALTAMONT, IL 62411-6604

Mortgage

Document Number	202020000051
Date	Jan 3, 2020
Instrument	202020000051

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Mound Township
Unified School District	Altamont Community Unit School District 10 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,429.00 (+25.72%) Homeowner's exemption Senior Citizen's exemption	$50,870 (+21%) Land $7,550 Building $43,320	$152,610 (+21%) Land $22,650 Building $129,960
2022	$1,932.00 Homeowner's exemption Senior Citizen's exemption	$42,040 Land $6,240 Building $35,800	$126,120 Land $18,720 Building $107,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1990)
Most Recent Claim	Nov 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Wisper ISP Fixed Wireless	100 / 20
KNR Wireless Fixed Wireless	100 / 10
Frontier DSL	45 / 3
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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