5545 Dugan Ave, La Mesa, CA 91942 Property Records

San Diego County property record for 5545 Dugan Ave, La Mesa, CA 91942

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,410 sqft · built 1990
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Jul 2014)
Tax Bill	$7,307 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Sep 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`490-253-07-00`

Property Details

APN / Parcel Number

Primary APN	`490-253-07-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,410 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	9,000 sqft (0.207 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5545 DUGAN AVE
City	LA MESA
State	CA
Zip	91942-2460
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 360 WLY 145 FT OF TR 003729
Legal Subdivision	LAKE MURRAY VILLAGE
Legal Tract	003729
Legal Block	1
Legal Lot Number	360
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1010
Census Tract	14803

Owner

5545 Dugan Ave is owned and occupied by two individuals who acquired it in November 2016.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5545 DUGAN AVE, LA MESA, CA 91942-2460
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Sep 28, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 4, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2014 · Amount on File
Deed Sale	Jul 15, 2014 · Amount on File
Prior Sale	May 29, 2013 · Amount on File
Deed Document Number	2014294828
Last Transfer Date	Nov 10, 2016
Transfer Doc	0000655020
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5545 DUGAN AVE, LA MESA, CA 91942-2460
Transaction Type	Mortgage
Record Updated	Jun 22, 2022
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5545 DUGAN AVE, LA MESA, CA 91942-2460

Mortgage

Document Number	0000246200
Date	Jun 13, 2022
Instrument	2022-0246200

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5545 DUGAN AVE, LA MESA, CA 91942-2460
Transaction Type	Mortgage
Record Updated	Oct 6, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5545 DUGAN AVE, LA MESA, CA 91942-2460

Mortgage

Document Number	0000681128
Date	Sep 28, 2021
Instrument	2021-0681128

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 16, 2031

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5545 DUGAN AVE, LA MESA, CA 91942-2460
Document Number	0000121396
Instrument Date	Mar 4, 2020
Transaction Type	Mortgage
Record Updated	Mar 19, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5545 DUGAN AVE LA MESA CA 919422460, LA MESA, CA 91942-2460

Mortgage

Document Number	0000121396
Date	Mar 9, 2020
Instrument	121396

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 8, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5545 Dugan Ave was $7,307 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	La Mesa City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$582,286 (+2%) Land $257,431 Building $324,855
2025	$7,307.00 Homeowner's exemption	$570,870 Land $252,384 Building $318,486
2023	$6,923.00 (+1.04%) Homeowner's exemption	$548,705 Land $242,585 Building $306,120
2022	$6,852.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5545 Dugan Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5545 Dugan Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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