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5545 Cove Cir, Naples, FL 34119 Property Records

Collier County property record for 5545 Cove Cir, Naples, FL 34119

Property Summary

Property TypeCondominium
Details1,611 sqft · built 2000
Lot Size0.05 acres (2,178 sqft)
Owner2 Individual Names on Record
Last Sale$273,500 (Jan 2018)
Tax Bill$2,610 (2025)
Deeds & MortgagesMar 2020 Mortgage
Jan 2018 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN252000 803B33

Property Details

APN / Parcel Number

Primary APN252000 803B33
Alternative APN
  • 29268001709

Interior

Building Area1,611 sqft Living Area
1st Floor Area1,611 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleCondo/Apartment
Lot Area2,178 sqft (0.05 acres)

Location & Zoning

Street Address5545 COVE CIR
CityNAPLES
StateFL
Zip34119-9530
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodePUD
Legal DescriptionCOVE, THE (HO) LOT 80
Legal Range26
Legal Township48
Legal Section33
Legal SubdivisionCOVE, THE
Legal Tract252000
Legal Block1
Legal Lot Number80
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group1
Census Block1013
Census Tract10435

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5545 COVE CIR, NAPLES, FL 34119-9530
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2020Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Jan 16, 2018Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 16, 2018 · Amount on Record
Deed SaleJan 16, 2018 · Amount on Record
Prior SaleOct 10, 2014 · Amount on Record
Deed Document Number20185496341
Deed Book / Page5467 / 2755
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address5545 COVE CIR, NAPLES, FL 34119-9530
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057432765
DateMar 25, 2020
Book Page5743/2765
Instrument5847586
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateJan 16, 2018
Property Address5545 COVE CIR, NAPLES, FL 34119-9530
Document Number0054672755
Book / Page5467 / 2755
Map ReferenceMB31 PG11-13
Instrument DateJan 8, 2018
Instrument5496341
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyCYPRESS TITLE & ESCROW INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,914.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5000 BIG ISLAND DR # DR332, 5000, JACKSONVILLE, FL 32246-5330

Transferred To (Grantee/Buyer)

NameVerified Name
Address5545 COVE CIR, NAPLES, FL 34119-9530

Mortgage

Document Number0005496342
DateJan 16, 2018
Instrument5496342
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2048

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$271,034 (+2.7%)$338,090 (-8.7%) Building $338,090
2025$2,610.00 (+8.39%) Homeowner's exemption$263,908 (+5.99%)$370,310 (-0.55%) Building $370,310
2023$2,408.00 (-1.47%) Homeowner's exemption$249,000 (+3%)$372,365 (+16.93%) Building $372,365
2022$2,444.00 Homeowner's exemption$241,748$318,439 Building $318,439

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AH, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 312 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies312 in force
Nearby Flood Claims3 (2020–2023)
Claims Outside the SFHA2 of 3
Most Recent ClaimOct 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: Summit Broadband.

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