5545 Clearidge Ln, Cincinnati, OH 45247 Property Records

Hamilton County property record for 5545 Clearidge Ln, Cincinnati, OH 45247

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,421 sqft · built 1968
Lot Size	0.605 acres (26,397 sqft)
Owner	Individual Name on Record
Last Sale	$207,000 (Jun 2020)
Tax Bill	$4,672 (2025)
Deeds & Mortgages	Apr 2022 Second Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`550-0202-0026-00`

Property Details

APN / Parcel Number

Primary APN	`550-0202-0026-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,421 sqft Living Area
1st Floor Area	1,421 sqft
Basement Area	1,421 sqft
Finished Basement	650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	26,397 sqft (0.605 acres)
Lot Dimensions	274 ft deep x 78 ft wide
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	336 sqft
Patio Area	133 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5545 CLEARIDGE LN
City	CINCINNATI
State	OH
Zip	45247-5901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLEARIDGE LN 78.52 X 274.90 IR LOT 17 TRILANE ACS BLK A PT 1
Legal Subdivision	TRILANE ACRES
Legal Block	A
Legal Lot Number	17
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	3
Census Block	3002
Census Tract	20812

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5545 CLEARIDGE LN, CINCINNATI, OH 45247-5901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SHAREFAX CU
Jul 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK
Jun 9, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2020 · Amount on Record
Deed Sale	Jun 9, 2020 · Amount on Record
Prior Sale	Jul 6, 1999 · Amount on Record
Deed Document Number	0000054138
Deed Book / Page	014185 / 002071
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5545 CLEARIDGE LN, CINCINNATI, OH 45247-5901
Transaction Type	Mortgage
Record Updated	Jun 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035427
Date	Apr 7, 2022
Book Page	14641/268
Instrument	2022-0035427

Lender

Name	SHAREFAX CU
Type	Credit Union
Address	BATAVIA, OH 45103

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 31, 2047

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5545 CLEARIDGE LN, CINCINNATI, OH 45247-5901
Transaction Type	Mortgage
Record Updated	Sep 20, 2021
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000084528
Date	Jul 13, 2021
Book Page	14457/1
Instrument	2021-0084528

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 9, 2020
Property Address	5545 CLEARIDGE LN, CINCINNATI, OH 45247-5901
Document Number	0000054138
Book / Page	014185 / 002071
Instrument Date	Jun 8, 2020
Instrument	54138
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$828.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5545 CLEARIDGE LN CINCINNATI OH 452475901, CINCINNATI, OH 45247-5901

Mortgage

Document Number	54139
Date	Jun 9, 2020
Book Page	014185/002074
Instrument	54139

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,672.00 (+2.23%)	$85,974 (+%) Land $17,468 Building $68,506
2024	$4,570.00 (-0.44%)	$85,973 (-) Land $17,468 Building $68,505
2023	$4,590.00 (-3.04%)	$85,973 (+18.66%) Land $17,468 Building $68,505	$245,640 (+18.67%) Land $49,910 Building $195,730
2022	$4,734.00 Homeowner's exemption	$72,451 Land $18,344 Building $54,107
2020			$207,000 Land $52,410 Building $154,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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