Highlands County property record for 5545 Castania Dr, Sebring, FL 33872
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,701 sqft · built 2024 |
| Lot Size | 0.288 acres (12,532 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $265,000 (Aug 2025) |
| Tax Bill | $4,166 (2025) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage Oct 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C044816033700280 |
| Primary APN | C044816033700280 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,701 sqft Living Area |
| Gross Area | 2,138 sqft |
| 1st Floor Area | 1,701 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Concrete Block/Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 12,532 sqft (0.288 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 437 sqft |
| Driveway | Driveway |
| Driveway Area | 320 sqft |
| Porch | Slab |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5545 CASTANIA DR |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33872-2196 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | SUN N LAKE EST OF SEBRING UNIT 16 PB 10 PG 4 LOT 28 BLK 337 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 04 |
| Legal Subdivision | SUN N LAKE EST |
| Legal Block | 337 |
| Legal Lot Number | 28 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | AVON PARK |
| Census Block Group | 2 |
| Census Block | 2104 |
| Census Tract | 960503 |
5545 Castania Dr is owned by two individuals who bought it in August 2025.
Source: Highlands County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1330 FERNVALE AVE, SEBRING, FL 33870-2917 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2025 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage PREFERRED LENDING SERVICES LLC |
| Oct 13, 2022 | Special Warranty Deed, Transfer RELI SETTLEMENT SOLUTIONS LLC, RELI SETTLEMENT SLN LLC |
| Nov 9, 2021 | Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2025 · Amount on File |
| Deed Sale | Aug 19, 2025 · Amount on File |
| Prior Sale | Oct 13, 2022 · Amount on File |
| Deed Document Number | 20252274194 |
| Deed Book / Page | 3138 / 1653 |
| Prior Transfer Date | Sep 29, 2015 |
| Prior Transfer Doc | 0001789330 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Aug 19, 2025 |
| Property Address | 5545 CASTANIA DR, SEBRING, FL 33872-2196 |
| Document Number | 0002274194 |
| Book / Page | 3138 / 1653 |
| Map Reference | MB 10 PG 4 |
| Instrument Date | Jul 30, 2025 |
| Instrument | 2274194 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 15, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,855.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3000 RIVERCHASE GALLERIA STE 1770, 1770, HOOVER, AL 35244-2613 |
| Name | Verified Name |
|---|---|
| Address | 1330 FERNVALE AVE, SEBRING, FL 33870-2917 |
| Document Number | 0031381655 |
|---|---|
| Date | Aug 19, 2025 |
| Instrument | 3138/1655 |
| Name | PREFERRED LENDING SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Oct 13, 2022 |
| Property Address | 5545 CASTANIA DR, SEBRING, FL 33872-2196 |
| Document Number | 0002119005 |
| Book / Page | 2935 / 1655 |
| Map Reference | MB 10 PG 4 |
| Instrument Date | Oct 12, 2022 |
| Instrument | 2119005 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Title Company | RELI SETTLEMENT SOLUTIONS LLC, RELI SETTLEMENT SLN LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $5,600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2084 VALLEYDALE RD, HOOVER, AL 35244-2084 |
| Name | Verified Name |
|---|---|
| Address | 2084 VALLEYDALE RD, HOOVER, AL 35244-2084 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Nov 9, 2021 |
| Property Address | 5545 CASTANIA DR, SEBRING, FL 33872-2196 |
| Document Number | 0002063273 |
| Book / Page | 2864 / 435 |
| Map Reference | MB 10 PG 4 |
| Instrument Date | Nov 5, 2021 |
| Instrument | 2063273 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $49.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 600 S COMMERCE AVE, SEBRING, FL 33870-3809 |
| Name | Verified Name |
|---|---|
| Address | 2084 VALLEYDALE RD, HOOVER, AL 35244-2084 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 5545 Castania Dr was $4,166, up 524.6% from the year before.
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,166.00 (+524.59%) | $256,418 (+1,039.64%) Land $25,000 Building $231,418 | $256,418 (+1,039.64%) Land $25,000 Building $231,418 |
| 2024 | $667.00 (+23.29%) | $22,500 (+4.65%) Land $22,500 | $22,500 (+4.65%) Land $22,500 |
| 2023 | $541.00 (+378.76%) | $21,500 (+244%) Land $21,500 | $21,500 (+244%) Land $21,500 |
| 2022 | $113.00 | $6,250 Land $6,250 | $6,250 Land $6,250 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 5545 Castania Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 67 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 67 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Jun 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5545 Castania Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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