5545 Candlelight Dr, La Jolla, CA 92037 Property Records

San Diego County property record for 5545 Candlelight Dr, La Jolla, CA 92037

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,493 sqft · built 2000
Lot Size	0.25 acres (10,900 sqft)
Owner	Company Name on Record
Last Sale	$4,100,000 (May 2023)
Tax Bill	$53,929 (2025)
Deeds & Mortgages	May 2023 Sale Feb 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`357-692-03-00`

Property Details

APN / Parcel Number

Primary APN	`357-692-03-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,493 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	10,900 sqft (0.25 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5545 CANDLELIGHT DR
City	LA JOLLA
State	CA
Zip	92037-7713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-5
Legal Description	LOT 20 TR 004551
Legal Subdivision	LA JOLLA MESA TERRACE
Legal Tract	004551
Legal Block	3
Legal Lot Number	20
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3004
Census Tract	8310

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5545 CANDLELIGHT DR, LA JOLLA, CA 92037-7713
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 11, 2023	Grant Deed, Transfer LAWYERS TITLE
Feb 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage JMAC LENDING
Nov 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL
May 4, 2018	Grant Deed, Transfer STEARNS LNDG
Mar 22, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 22, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2023 · Amount on Record
Deed Sale	May 11, 2023 · Amount on Record
Prior Sale	May 4, 2018 · Amount on Record
Deed Document Number	2023122776
Prior Transfer Date	Jan 30, 1997
Prior Transfer Doc	0000113234
Record Updated	Oct 29, 2026

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 11, 2023
Property Address	5545 CANDLELIGHT DR, LA JOLLA, CA 92037-7713
Document Number	0000122776
Map Reference	MAP 4551
Instrument Date	Apr 26, 2023
Instrument	2023-0122776
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6447 CAMINO DE LA COSTA, LA JOLLA, CA 92037-6528

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5545 CANDLELIGHT DR, LA JOLLA, CA 92037-7713
Transaction Type	Mortgage
Record Updated	Feb 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5545 CANDLELIGHT DR, LA JOLLA, CA 92037-7713

Mortgage

Document Number	0000114276
Date	Feb 12, 2021
Instrument	2021-0114276

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5545 CANDLELIGHT DR, LA JOLLA, CA 92037-7713
Document Number	0000326173
Instrument Date	Jun 13, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5545 CANDLELIGHT DR LA JOLLA CA 920377713, LA JOLLA, CA 92037-7713

Mortgage

Document Number	0000326173
Date	Jun 23, 2020
Instrument	326173

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 22, 2035

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5545 CANDLELIGHT DR, LA JOLLA, CA 92037-7713
Document Number	0000530008
Instrument Date	Nov 9, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5545 CANDLELIGHT DR LA JOLLA CA 920377713, LA JOLLA, CA 92037-7713

Mortgage

Document Number	0000530008
Date	Nov 15, 2019
Instrument	530008

Lender

Name	MICHIGAN MUTUAL
Type	Funding / Finance Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2049

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 4, 2018
Property Address	5545 CANDLELIGHT DR, LA JOLLA, CA 92037-7713
Document Number	0000181458
Instrument Date	Mar 1, 2018
Instrument	181458
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,101.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5545 CANDLELIGHT DR LA JOLLA CA 920377713, LA JOLLA, CA 92037-7713

Mortgage

Document Number	181459
Date	May 4, 2018
Instrument	181459

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 3, 2048

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 22, 2017
Property Address	5545 CANDLELIGHT DR, LA JOLLA, CA 92037-7713
Document Number	0000129072
Instrument Date	Mar 14, 2017
Instrument	129072
Transaction Type	Transfer
Record Updated	Mar 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5545 CANDLELIGHT DR LA JOLLA CA 920377713, LA JOLLA, CA 92037-7713

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 22, 2017
Property Address	5545 CANDLELIGHT DR, LA JOLLA, CA 92037-7713
Document Number	0000129073
Instrument Date	Mar 14, 2017
Instrument	129073
Transaction Type	Transfer
Record Updated	Mar 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5545 CANDLELIGHT DR LA JOLLA CA 920377713, LA JOLLA, CA 92037-7713

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$4,350,952 (+2%) Land $3,714,228 Building $636,724
2025	$53,929.00 (+455.17%)	$4,265,640 (+435.05%) Land $3,641,400 Building $624,240
2023	$9,714.00 (+2.75%) Homeowner's exemption	$797,240 Land $466,249 Building $330,991
2022	$9,454.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (1978–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 771 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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