55445 Pacific Ridge Dr, Macomb, MI 48042 Property Records

Macomb County property record for 55445 Pacific Ridge Dr, Macomb, MI 48042

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,954 sqft · built 2000
Lot Size	0.196 acres (8,538 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Apr 2016)
Tax Bill	$4,788 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-08-06-326-001`

Property Details

APN / Parcel Number

Primary APN	`20-08-06-326-001`
Alternative APN	`0806326001`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,954 sqft Living Area
1st Floor Area	1,948 sqft
Basement Area	1,948 sqft
Unfinished Basement	1,948 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Hip
Lot Area	8,538 sqft (0.196 acres)
Lot Dimensions	122 ft deep x 70 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	55445 PACIFIC RIDGE DR
City	MACOMB
State	MI
Zip	48042-6169
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PINE POINTE SUB. LOT 17 LIBER: 133 PAGES: 12-19
Legal Subdivision	PINE POINTE SUB
Legal Lot Number	17
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2005
Census Tract	223802

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	55445 PACIFIC RIDGE DR, MACOMB, MI 48042-6169
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC
Jun 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2016 · Amount on Record
Deed Sale	Apr 22, 2016 · Amount on Record
Prior Sale	Aug 17, 2001 · Amount on Record
Deed Document Number	20166049925
Deed Book / Page	23986 / 29
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	55445 PACIFIC RIDGE DR, MACOMB, MI 48042-6169
Transaction Type	Mortgage
Record Updated	Sep 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55445 PACIFIC RIDGE DR, MACOMB, MI 48042-6169

Mortgage

Document Number	2102232740
Date	Sep 7, 2021
Book Page	27979/734
Instrument	202102232740

Lender

Name	MORTGAGE CENTER LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	55445 PACIFIC RIDGE DR, MACOMB, MI 48042-6169
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072167
Date	Jun 27, 2019
Book Page	26043/001
Instrument	9072167

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2034

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Utica Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$216,100 (+22.37%)	$432,200 (+22.37%)
2025	$4,788.00 (+13.08%)
2023		$176,600	$353,200
2022	$4,234.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, WOW Internet, Cable & Phone.

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