5544 Stone Rd, Lockport, NY 14094 Property Records

Niagara County and Lockport Town property record for 5544 Stone Rd, Lockport, NY 14094

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,472 sqft · built 1941
Lot Size	0.309 acres (13,500 sqft)
Owner	2 Individual Names on File
Last Sale	$87,000 (Jun 2017)
Tax Bill	$5,366 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`292600 80.03-2-54`

Property Details

APN / Parcel Number

Primary APN	`292600 80.03-2-54`
Alternative APN	`26000800030002054000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,472 sqft Living Area
1st Floor Area	824 sqft
2nd Floor Area	192 sqft
Upper Floors Area	456 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	13,500 sqft (0.309 acres)
Lot Dimensions	150 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	5544 STONE RD
City	LOCKPORT
State	NY
Zip	14094-9467
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIFE USE FERRIS
Legal Subdivision	HOLLAND LAND COMPANYS
Legal Block	2
Legal Lot Number	54.000
Jurisdiction	NIAGARA NY
Township / Civil Division	LOCKPORT
Census Block Group	4
Census Block	4007
Census Tract	23401

Owner

5544 Stone Rd is owned and occupied by two individuals who bought it in June 2017.

Source: Niagara County and Lockport Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5544 STONE RD, LOCKPORT, NY 14094-9467
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Feb 8, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Jun 28, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2017 · Amount on File
Deed Sale	Jun 28, 2017 · Amount on File
Deed Document Number	201712772
Prior Transfer Date	May 17, 2005
Prior Transfer Doc	3317000450
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	5544 STONE RD, LOCKPORT, NY 14094-9467
Transaction Type	Mortgage
Record Updated	Mar 22, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5644 STONE RD, LOCKPORT, NY 14094-9467

Mortgage

Document Number	0000004333
Date	Mar 8, 2022
Instrument	2022-04333

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 2, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	5544 STONE RD, LOCKPORT, NY 14094-9467
Transaction Type	Mortgage
Record Updated	Feb 19, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5544 STONE RD, LOCKPORT, NY 14094-9467

Mortgage

Document Number	0000002635
Date	Feb 8, 2021
Instrument	2021-02635

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NIAGARA NY
Recording Date	Jun 28, 2017
Property Address	5544 STONE RD, LOCKPORT, NY 14094-9467
Document Number	0000012772
Instrument Date	Jun 28, 2017
Instrument	12772
Transaction Type	Transfer
Record Updated	Jul 18, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5544 STONE RD LOCKPORT NY 140949467, LOCKPORT, NY 14094-9467

Tax Assessment & Valuation

The 2026 property tax bill for 5544 Stone Rd was $5,366, down 6.2% from the year before.

Source: Niagara County and Lockport Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
County Subdivision	Lockport Town
Unified School District	Newfane Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,366.00 (-6.16%)
2025	$5,718.00	$257,000 Land $28,800 Building $228,200	$257,000 Land $28,800 Building $228,200
2023		$234,000 Land $23,800 Building $210,200	$234,000 Land $23,800 Building $210,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5544 Stone Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1985–2000)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2000 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5544 Stone Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKPORT TOWN WDS serves 21,105 people · EPA ID NY3100563
Water Source	Purchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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