Hardin County property record for 5544 Millerstown Rd, Upton, KY 42784
| Property Type | Single Family Home |
|---|---|
| Lot Size | 8.74 acres (380,735 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $365,000 (Aug 2025) |
| Tax Bill | $2,518 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 135-00-00-007 |
| Primary APN | 135-00-00-007 |
|---|
| Lot Area | 380,735 sqft |
|---|
| Street Address | 5544 MILLERSTOWN RD |
|---|---|
| City | UPTON |
| State | KY |
| Zip | 42784-9425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | SONORA |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 1602 |
Source: Hardin County records, as of January 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1286 VALLEY CREEK RD, ELIZABETHTOWN, KY 42701-9631 |
| Owner Type | Individual |
| Vesting | Remainderman |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2025 · Amount on Record |
| Deed Sale | Aug 26, 2025 · Amount on Record |
| Prior Sale | Dec 6, 2013 · Amount on Record |
| Deed Book / Page | 1589 / 374 |
| Prior Transfer Date | Jun 3, 2006 |
| Prior Transfer Doc | 001194/747 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 5544 MILLERSTOWN RD, UPTON, KY 42784-9425 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5544 MILLERSTOWN RD, UPTON, KY 42784-9425 |
| Document Number | 02450/1374 |
|---|---|
| Date | Jul 27, 2022 |
| Book Page | 2450/1374 |
| Name | THE CECILIAN BANK |
|---|---|
| Type | Bank |
| Address | SONORA, KY 42776 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 22, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Hardin County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,518.00 | $273,000 (+9.2%) Land $56,000 Building $217,000 | $273,000 (+9.2%) Land $56,000 Building $217,000 |
| 2023 | $250,000 Land $56,000 Building $194,000 | $250,000 Land $56,000 Building $194,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Telecast Communications Fixed Wireless | 100 / 30 |
| Windstream DSL | 25 / 3 |
4G LTE (outdoors only), no 5G reported
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