5544 Clover Ln, Walbridge, OH 43465 Property Records

Wood County property record for 5544 Clover Ln, Walbridge, OH 43465

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,490 sqft · built 2020
Lot Size	0.339 acres (14,789 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Aug 2023)
Tax Bill	$4,725 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Feb 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`H28-712-1703-02-138.000`

Property Details

APN / Parcel Number

Primary APN	`H28-712-1703-02-138.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,490 sqft Living Area
1st Floor Area	1,490 sqft
Attic	Attic
Attic Area	660 sqft
Basement Area	1,490 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	14,789 sqft (0.339 acres)
Lot Dimensions	174 ft deep x 85 ft wide
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Deck Area	192 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	5544 CLOVER LN
City	WALBRIDGE
State	OH
Zip	43465-8500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY MEADOWS PLAT 5 LOT 138
Legal Range	12
Legal Township	07
Legal Section	17
Legal Subdivision	COUNTRY MDWS 05
Legal Tract	1
Legal Lot Number	138
Jurisdiction	WOOD OH
Township / Civil Division	LAKE
Census Block Group	2
Census Block	2014
Census Tract	20902

Owner

5544 Clover Ln is owned and occupied by an individual who bought it in August 2023.

Source: Wood County records, as of February 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5544 CLOVER LN, WALBRIDGE, OH 43465-8500
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Warranty Deed, Transfer · Conventional Mortgage FILO MORTGAGE LLC
Feb 28, 2020	Deed of Trust, Transfer · Construction Mortgage FIRST FED'L BK/THE MIDWEST
Jan 2, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2023 · Amount on File
Deed Sale	Aug 25, 2023 · Amount on File
Prior Sale	Feb 28, 2020
Deed Document Number	1286
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOOD OH
Recording Date	Aug 25, 2023
Property Address	5544 CLOVER LN, WALBRIDGE, OH 43465-8500
Document Number	0000008550
Instrument Date	Aug 23, 2023
Instrument	202308550
Transaction Type	Transfer
Record Updated	Oct 6, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5544 CLOVER LN, WALBRIDGE, OH 43465-8500

Mortgage

Document Number	0000008551
Date	Aug 25, 2023
Instrument	202308551

Lender

Name	FILO MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

February 2020: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	WOOD OH
Recording Date	Feb 28, 2020
Property Address	5544 CLOVER LN, WALBRIDGE, OH 43465-8500
Document Number	0000002915
Book / Page	003747 / 001092
Instrument Date	Feb 28, 2020
Instrument	2915
Transaction Type	Transfer
Record Updated	Mar 25, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5544 CLOVER LN WALBRIDGE OH 434658500, WALBRIDGE, OH 43465-8500

Mortgage

Document Number	0000002915
Date	Feb 28, 2020
Book Page	003747/001092
Instrument	2915

Lender

Name	FIRST FED'L BK/THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2050

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WOOD OH
Recording Date	Jan 2, 2020
Property Address	5544 CLOVER LN, WALBRIDGE, OH 43465-8500
Document Number	0000000019
Book / Page	003734 / 000675
Instrument Date	Dec 10, 2019
Instrument	19
Transaction Type	Transfer
Record Updated	Jan 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$58.80
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1722 N SMITH DR GENOA OH 434301118, GENOA, OH 43430-1118

Tax Assessment & Valuation

The 2025 property tax bill for 5544 Clover Ln was $4,725 with a homeowner's exemption.

Source: Wood County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Wood County
County Subdivision	Lake Township
Unified School District	Lake Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,725.00 Homeowner's exemption	$95,025 (-) Land $11,025 Building $84,000
2024	$4,725.00 (+0.28%) Homeowner's exemption	$95,025 (-0.01%) Land $11,025 Building $84,000
2023	$4,712.00 (+5.89%) Homeowner's exemption	$95,030 (+26.93%) Land $11,030 Building $84,000	$271,500 Land $31,500 Building $240,000
2022	$4,450.00 Homeowner's exemption	$74,870 Land $10,400 Building $64,470
2020			$213,900 Land $29,700 Building $184,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5544 Clover Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5544 Clover Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWESTERN W AND SD - TOLEDO SVC AREA serves 19,332 people · EPA ID OH8752812
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Amplex Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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