5544 Bales Rd, Cunningham, TN 37052 Property Records

Montgomery County property record for 5544 Bales Rd, Cunningham, TN 37052

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,454 sqft · built 1963
Lot Size	103 acres (4,498,877 sqft)
Owner	Individual Name on Record
Last Sale	$780,000 (Apr 2024)
Tax Bill	$2,664 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`151 56.00`

Property Details

APN / Parcel Number

Primary APN	`151 56.00`
Alternative APNs	`151 05600 000` `69177`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,454 sqft Living Area
Gross Area	9,052 sqft
1st Floor Area	2,454 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,498,877 sqft (103 acres)
Garage Type	Mixed
Garage Area	672 sqft

Exterior Amenities

Pool Area	288 sqft
Porch	Porch
Porch Area	160 sqft
Deck Area	744 sqft
Patio Area	744 sqft
Shed	1 Shed
Shed Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	5544 BALES RD
City	CUNNINGHAM
State	TN
Zip	37052-4709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	14-4 P/U DCU T-04; P/U AT SHED T-11; AC INC W/ ADD OF 150-9 AFTER OWNERS OF THAT PARCEL DO NOT CLAIM OWNERSHIP T-13
Jurisdiction	MONTGOMERY TN
Township / Civil Division	6
Census Block Group	2
Census Block	2059
Census Tract	101701

Owner

Source: Montgomery County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5544 BALES RD, CUNNINGHAM, TN 37052-4709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage FARM CREDIT MID AMERICA FLCA
Feb 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage PLANTERS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2024 · Amount on Record
Deed Sale	Apr 29, 2024 · Amount on Record
Prior Sale	Jun 11, 1999 · Amount on Record
Deed Document Number	20241458560
Deed Book / Page	2365 / 241
Prior Transfer Date	Jun 12, 2020
Prior Transfer Doc	001980/731
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Apr 29, 2024
Property Address	5544 BALES RD, CUNNINGHAM, TN 37052-4709
Document Number	002365/241
Book / Page	2365 / 241
Instrument Date	Apr 22, 2024
Instrument	1458560
Transaction Type	Transfer
Record Updated	May 14, 2024
Title Company	CHAPMAN & ROSENTHAL TTL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,886.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5544 BALES RD, CUNNINGHAM, TN 37052-4709

Mortgage

Document Number	002365/245
Date	Apr 29, 2024
Book Page	2365/245
Instrument	1458561

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank
Address	LOUISVILLE, KY 40229

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	5544 BALES RD, CUNNINGHAM, TN 37052-4709
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	FREEDOM TITLE SERVICES, FREEDOM TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02188/2209
Date	Feb 18, 2022
Book Page	2188/2209
Instrument	1364231

Lender

Name	PLANTERS BANK
Type	Bank
Address	CLARKSVILLE, TN 37040

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Montgomery County
Unified School District	Clarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,664.00 (-69.02%)	$126,878 (-55.88%)	$832,200 (-27.66%) Land $832,200
2024	$8,599.00 (+349.74%)	$287,600 (+349.83%)	$1,150,400 (+349.84%) Land $832,200 Building $318,200
2023	$1,912.00	$63,935 (-)
2022	$1,912.00	$63,935	$255,738 Land $119,138 Building $136,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUNNINGHAM UTILITY DISTRICT serves 16,068 people · EPA ID TN0000167
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bales Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures