5544 110th St, Milaca, MN 56353 Property Records

Mille Lacs County property record for 5544 110th St, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,350 sqft · built 2006
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Dec 2025)
Tax Bill	$3,784 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-012-0702`

Property Details

APN / Parcel Number

Primary APN	`01-012-0702`

Interior

Building Area	1,350 sqft Living Area
Basement Area	1,200 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	217,800 sqft (5 acres)
Garage Area	1,234 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Deck Area	192 sqft

Location & Zoning

Street Address	5544 110TH ST
City	MILACA
State	MN
Zip	56353-4041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 330 FT OF S 660 FT OF SE OF SW SEE 1/27/06 SKETCH 12 37 26 5.00
Legal Range	26
Legal Township	37
Legal Section	12
Jurisdiction	MILLE LACS MN
Township / Civil Division	BOGUS BROOK
Census Block Group	2
Census Block	2005
Census Tract	170400

Owner

Source: Mille Lacs County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5544 110TH ST, MILACA, MN 56353-4041
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Stand-Alone First Mortgage MUTUAL OF OMAHA MORTGAGE INC
Dec 1, 2025	Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC
Sep 7, 2021	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Sep 7, 2021	Quit Claim Deed, Transfer HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT
Jul 13, 2020	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE CAPITAL OF MN INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2025 · Amount on Record
Deed Sale	Dec 1, 2025 · Amount on Record
Prior Sale	Sep 7, 2021 · Amount on Record
Deed Document Number	2025448997
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	5544 110TH ST, MILACA, MN 56353-4041
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A448999
Date	Dec 1, 2025
Instrument	A448999

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 1, 2035

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	5544 110TH ST, MILACA, MN 56353-4041
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11226 85TH ST, PRINCETON, MN 55371-6840

Mortgage

Document Number	000A448998
Date	Dec 1, 2025
Instrument	A448998

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Sep 7, 2021
Property Address	5544 110TH ST, MILACA, MN 56353-4041
Document Number	A426643
Instrument Date	Aug 30, 2021
Instrument	A426643
Transaction Type	Transfer
Record Updated	Oct 6, 2021
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,006.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5544 110TH ST, MILACA, MN 56353-4041

Mortgage

Document Number	A426644
Date	Sep 7, 2021
Instrument	A426644

Lender

Name	BAY EQUITY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLE LACS MN
Recording Date	Sep 7, 2021
Property Address	5544 110TH ST, MILACA, MN 56353-4041
Document Number	A426642
Instrument Date	Aug 25, 2021
Instrument	A426642
Transaction Type	Transfer
Record Updated	Oct 6, 2021
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Tax	$1.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5544 110TH ST, MILACA, MN 56353-4041

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jul 13, 2020
Property Address	5544 110TH ST, MILACA, MN 56353-4041
Document Number	A418110
Instrument Date	Jul 10, 2020
Instrument	A418110
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$874.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5544 110TH ST, MILACA, MN 56353-4041

Mortgage

Document Number	A418111
Date	Jul 13, 2020
Instrument	A418111

Lender

Name	MORTGAGE CAPITAL OF MN INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 5, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Bogus Brook Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,784.00 (-2.42%)
2025		$361,800 (-0.66%) Land $88,000 Building $273,800	$361,800 (-0.66%) Land $88,000 Building $273,800
2023	$3,878.00	$364,200 Land $55,000 Building $309,200	$364,200 Land $55,000 Building $309,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2001)
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 72% of Minnesota
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130

May also be available: AT&T, CenturyLink, Verizon.

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