5543 Rainbow Cir, Santa Rosa, CA 95409 Property Records

Sonoma County property record for 5543 Rainbow Cir, Santa Rosa, CA 95409

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,541 sqft · built 1998
Lot Size	0.115 acres (5,003 sqft)
Owner	Individual Name on File
Last Sale	$760,000 (Apr 2024)
Tax Bill	$9,105 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Apr 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`153-390-028-000`

Property Details

APN / Parcel Number

Primary APN	`153-390-028-000`
Alternative APN	`153-390-028`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,541 sqft Living Area
Gross Area	2,051 sqft
1st Floor Area	1,541 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Wood
Lot Area	5,003 sqft (0.115 acres)
Garage Type	Attached
Garage Area	510 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Old Parcel Number	153-390-028
Street Address	5543 RAINBOW CIR
City	SANTA ROSA
State	CA
Zip	95409-4377
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	97 FM 153-080-007 ST FRANCIS PLACE SUB PH 1 LOT 28
Legal Subdivision	ST FRANCIS
Legal Block	3
Legal Lot Number	28
Jurisdiction	SONOMA CA
Township / Civil Division	SANTA ROSA
Census Block Group	3
Census Block	3007
Census Tract	152601

Owner

5543 Rainbow Cir is owned by an individual who bought it in April 2024.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1565 GREENWICH ST, 3, SAN FRANCISCO, CA 94123-3753
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Grant Deed, Transfer · Conventional Mortgage NEXT DOOR LENDING LLC
Apr 4, 2018	Deed of Trust, Mortgage · FHA Mortgage AMERICAN PACIFIC MTG-TEHACHAPI
Apr 10, 2018	Quit Claim Deed, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Nov 17, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2024 · Amount on File
Deed Sale	Apr 24, 2024 · Amount on File
Prior Sale	Jan 30, 1998 · Amount on File
Deed Document Number	202417380
Prior Transfer Date	Jan 17, 2024
Prior Transfer Doc	0000003025
Record Updated	Oct 29, 2026

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Apr 24, 2024
Property Address	5543 RAINBOW CIR, SANTA ROSA, CA 95409-4377
Document Number	0000017380
Map Reference	MB 552 PG 43-46
Instrument Date	Apr 18, 2024
Instrument	2024017380
Transaction Type	Transfer
Record Updated	May 10, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,356.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1565 GREENWICH ST APT 3, 3, SAN FRANCISCO, CA 94123-3753

Mortgage

Document Number	0000017381
Date	Apr 24, 2024
Instrument	2024017381

Lender

Name	NEXT DOOR LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	5543 RAINBOW CIR, SANTA ROSA, CA 95409-4377
Document Number	0000024424
Instrument Date	Apr 4, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	SPL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5543 RAINBOW CIR SANTA ROSA CA 954094377, SANTA ROSA, CA 95409-4377

Mortgage

Document Number	0000024424
Date	Apr 10, 2018
Instrument	24424

Lender

Name	AMERICAN PACIFIC MTG-TEHACHAPI
Type	Mortgage Company
Address	3000 LAVA RIDGE CT # 200, ROSEVILLE, CA 95661-2803

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	852 Months
Due	Apr 9, 2089

Interest

Rate Type	Adjustable Rate
Rate	4.91%

April 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	Apr 10, 2018
Property Address	5543 RAINBOW CIR, SANTA ROSA, CA 95409-4377
Document Number	0000024423
Instrument Date	Mar 23, 2018
Instrument	24423
Transaction Type	Mortgage
Record Updated	Apr 23, 2018
Title Company	SPL INC

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5543 RAINBOW CIR SANTA ROSA CA 954094377, SANTA ROSA, CA 95409-4377

Mortgage

Document Number	24425
Date	Apr 10, 2018
Instrument	24425

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	852 Months
Due	Apr 9, 2089

Interest

Rate Type	Adjustable Rate
Rate	4.91%

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	Nov 17, 2017
Property Address	5543 RAINBOW CIR, SANTA ROSA, CA 95409-4377
Document Number	0000088977
Instrument Date	Nov 1, 2017
Instrument	88977
Transaction Type	Transfer
Record Updated	Dec 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5543 RAINBOW CIR SANTA ROSA CA 954094377, SANTA ROSA, CA 95409-4377

Tax Assessment & Valuation

The 2025 property tax bill for 5543 Rainbow Cir was $9,105.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Santa Rosa City
Elementary School District	Rincon Valley Union Elementary School District (KG - 06)
Secondary School District	Santa Rosa High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$790,703 (+2%) Land $316,281 Building $474,422
2025	$9,105.00	$775,200 Land $310,080 Building $465,120
2023	$3,981.00 (+4.32%) Homeowner's exemption	$352,819 Land $122,768 Building $230,051
2022	$3,816.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5543 Rainbow Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5543 Rainbow Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA ROSA serves 178,452 people · EPA ID CA4910009
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Sonic Telecom, T-Mobile.

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