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5543 N Thomas Rd, Freeland, MI 48623 Property Records

Saginaw County property record for 5543 N Thomas Rd, Freeland, MI 48623 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,816 sqft · built 2021
Lot Size2.04 acres (88,862 sqft)
Owner2 Company Names on File
Last Sale$790,000 (May 2022)
Tax Bill$2,953 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Dec 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN29-13-3-33-1002-012

Property Details

APN / Parcel Number

Primary APN29-13-3-33-1002-012

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,816 sqft Living Area
1st Floor Area1,378 sqft
Basement Area1,378 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Lot Area88,862 sqft (2.04 acres)
Garage Area1,200 sqft
Parking Spaces5 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address5543 N THOMAS RD
CityFREELAND
StateMI
Zip48623-9200
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM AT E 1/4 CORN OF SEC 33 TH N 00 DEG 56?30?E 246.51 FT ALG E LINE OF SD SEC TO POB TH N 89 DEG 01?37? W 594.12 FT PARA WITH E & W 1/4 LINE OF SD SEC TH N 00 DEG 56?30? E 150 FT PARA WITH E LINE OF SD SEC TH S 89 DEG 01?37? E 594.12 FT PARA WITH E
Legal Range03E
Legal Township13N
Legal Section33
JurisdictionSAGINAW MI
Township / Civil DivisionTITTABAWASSEE
Census Block Group1
Census Block1053
Census Tract10102

Owner

Source: Saginaw County records · APN 29-13-3-33-1002-012

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address5543 N THOMAS RD, FREELAND, MI 48623-9200
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
May 11, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FRANKENMUTH CU
Dec 01, 2020Deed of Trust, Construction Loan · Line of Credit
FRANKENMUTH CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 11, 2022 · Amount on Record
Deed SaleMay 11, 2022 · Amount on Record
Deed Document Number202214533
Last Transfer DateMay 16, 2024
Transfer Doc0000012481
Record UpdatedSep 20, 2026

May 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateMay 11, 2022
Property Address5543 N THOMAS RD, FREELAND, MI 48623-9200
Document Number0000014533
Instrument DateApr 29, 2022
Instrument2022014533
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 30, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$5,925.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address9515 N RIVER RD, 9515, FREELAND, MI 48623-9506

Transferred To (Grantee/Buyer)

NameVerified Name
Address3633 KAWKAWLIN RIVER DR, BAY CITY, MI 48706-1773

Mortgage

Document Number0000014534
DateMay 11, 2022
Instrument2022014534
Lender
NameFRANKENMUTH CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2052

December 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Recording DateDec 01, 2020
Property Address5543 N THOMAS RD, FREELAND, MI 48623-9200
Document Number0000030406
Instrument DateNov 19, 2020
Instrument30406
Transaction TypeConstruction Loan
Record UpdatedJun 07, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address220 N MAIN ST FREELAND MI 486239001, FREELAND, MI 48623-9001
InvestorPossibly a Property Investor

Mortgage

Document Number0000030406
DateDec 01, 2020
Instrument30406
Lender
NameFRANKENMUTH CU
TypeCredit Union
AddressPO BOX 209, FRANKENMUTH, MI 48734-0209
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionTittabawassee Township
Unified School DistrictFreeland Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$313,900 (+26.06%)$627,800 (+26.06%)
2025$2,953.00 (-51.68%) Homeowner's exemption
2023$249,000$498,000
2022$6,111.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261450101021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 9 individual NFIP policies nearby
Nearby Flood Policies9 in force
9 of 9 on primary residences
Nearby Flood Claims3 (2017–2020)
Claims Outside the SFHA1 of 3
Most Recent ClaimMay 2020, river or lake flooding, Severe Storms And Flooding
Flood Events
  • Severe Storms And Flooding (May 2020), 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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