Howard County property record for 5542 Suffield Ct, Columbia, MD 21044
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,547 sqft · built 1981 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $450,000 (Apr 2025) |
| Tax Bill | $6,070 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage May 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-389941 |
| Primary APN | 05-389941 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,547 sqft Total Area |
| Basement Area | 660 sqft |
| Finished Basement | 660 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,178 sqft (0.05 acres) |
| Porch | Slab |
| Porch Area | 24 sqft |
| Deck Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 389941 |
|---|---|
| Street Address | 5542 SUFFIELD CT |
| City | COLUMBIA |
| State | MD |
| Zip | 21044-2731 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RSC |
| Legal Description | LOT 55 C-55 .050 A 5542 SUFFIELD CT SCARBOROUGH |
| Legal Subdivision | SCARBOROUGH |
| Legal Lot Number | 55 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 5, CLARKSVILLE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 605502 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5542 SUFFIELD CT, COLUMBIA, MD 21044-2731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| May 7, 2021 | Deed, Transfer NOT AVAILABLE, CERTIFIED TITLE CORPORATION |
| Jun 1, 2017 | Deed, Transfer · ARM PROSPERITY HOME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2025 · Amount on Record |
| Deed Sale | Apr 1, 2025 · Amount on Record |
| Prior Sale | May 7, 2021 · Amount on Record |
| Deed Book / Page | 22703 / 333 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 5542 SUFFIELD CT, COLUMBIA, MD 21044-2731 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0199190402 |
|---|---|
| Date | Nov 16, 2020 |
| Book Page | 19919/402 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | May 7, 2021 |
| Property Address | 5542 SUFFIELD CT, COLUMBIA, MD 21044-2731 |
| Document Number | 0205250054 |
| Book / Page | 20525 / 54 |
| Map Reference | PL 4352 |
| Instrument Date | Dec 11, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2021 |
| Title Company | NOT AVAILABLE, CERTIFIED TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5542 SUFFIELD CT, COLUMBIA, MD 21044-2731 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jun 1, 2017 |
| Property Address | 5542 SUFFIELD CT, COLUMBIA, MD 21044-2731 |
| Document Number | 0176140331 |
| Book / Page | 17614 / 331 |
| Map Reference | PL4852 |
| Instrument Date | May 17, 2017 |
| Instrument | 17614-331 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 5542 SUFFIELD CT, COLUMBIA, MD 21044-2731 |
| Document Number | 17614337 |
|---|---|
| Date | Jun 1, 2017 |
| Instrument | 17614-337 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Jun 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,070.00 (+4.42%) Homeowner's exemption | $396,400 (+5.82%) | $440,000 (+17.46%) Land $175,000 Building $265,000 |
| 2025 | $5,813.00 (+72.9%) Homeowner's exemption | $374,600 (+15.64%) Land $150,000 Building $224,600 | $374,600 (-) Land $150,000 Building $224,600 |
| 2023 | $323,933 | $374,600 Land $150,000 Building $224,600 | |
| 2022 | $3,362.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (2014–2018) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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