5542 Polson Ln, Iron Station, NC 28080 Property Records

Lincoln County property record for 5542 Polson Ln, Iron Station, NC 28080

Property Summary

Property Type	Manufactured or Modular Home
Details	4 bd · 2 ba · 1,728 sqft · built 2015
Lot Size	1.61 acres (70,524 sqft)
Owner	2 Individual Names on Record
Last Sale	$139,000 (Mar 2015)
Tax Bill	$1,967 (2026)
Deeds & Mortgages	Apr 2022 Line of Credit Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3672-82-9898`

Property Details

APN / Parcel Number

Primary APN	`3672-82-9898`
Alternative APNs	`367200829898` `263582` `310192` `23184`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,728 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Modular
Lot Area	70,524 sqft (1.61 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	310192
Street Address	5542 POLSON LN
City	IRON STATION
State	NC
Zip	28080-9564
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	R-R
Legal Description	POLSON EST15 OFF1404
Legal Subdivision	POLSON ESTATES
Jurisdiction	LINCOLN NC
Township / Civil Division	IRONTON
Census Block Group	2
Census Block	2014
Census Tract	71002

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5452 POLSON LN, IRON STATION, NC 28080
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL SAVINGS BANK OF LINCOLNTON
Aug 8, 2017	Quit Claim Deed, Mortgage · Conventional Mortgage FIRST FSB/LINCOLNTON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2015 · Amount on Record
Deed Sale	Mar 3, 2015 · Amount on Record
Deed Document Number	2015530580
Deed Book / Page	2505 / 596
Last Transfer Date	Jul 12, 2017
Transfer Doc	0026840023
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	5542 POLSON LN, IRON STATION, NC 28080-9564
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5542 POLSON LN, IRON STATION, NC 28080-9564

Mortgage

Document Number	0003156888
Date	Apr 19, 2022
Book Page	3156/888
Instrument	650884

Lender

Name	FIRST FEDERAL SAVINGS BANK OF LINCOLNTON
Type	Bank
Address	LINCOLNTON, NC 28092

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN NC
Recording Date	Aug 8, 2017
Property Address	5542 POLSON LN, IRON STATION, NC 28080-9564
Document Number	268423
Book / Page	002684 / 000023
Instrument Date	Jul 12, 2017
Instrument	566319
Transaction Type	Mortgage
Record Updated	Aug 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5542 POLSON LN IRON STATION NC 280809564, IRON STATION, NC 28080-9564

Mortgage

Document Number	268426
Date	Aug 8, 2017
Book Page	002684/000026
Instrument	566320

Lender

Name	FIRST FSB/LINCOLNTON
Type	Federal Savings Bank
Address	LINCOLNTON, NC 28092

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2047

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,967.00 (+0.56%)	$293,523 (-) Land $32,543 Building $260,980	$293,523 (-) Land $32,543 Building $260,980
2025	$1,956.00 (+3.11%)	$293,523 (-) Land $32,543 Building $260,980	$293,523 (-) Land $32,543 Building $260,980
2023	$1,897.00	$293,523 Land $32,543 Building $260,980	$293,523 Land $32,543 Building $260,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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