5541 W Grace St, Chicago, IL 60641 Property Records

Cook County property record for 5541 W Grace St, Chicago, IL 60641

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 900 sqft · built 1922
Lot Size	0.095 acres (4,125 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Apr 2026)
Tax Bill	$5,211 (2023)
Deeds & Mortgages	Jun 2026 Line of Credit May 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-21-116-006`

Property Details

APN / Parcel Number

Primary APN	`13-21-116-006`
Alternative APN	`13-21-116-006-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	900 sqft Living Area
1st Floor Area	900 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1924
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,125 sqft (0.095 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5541 W GRACE ST
City	CHICAGO
State	IL
Zip	60641-3215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Range	13E
Legal Township	40N
Legal Section	21
Legal Subdivision	FRED BUCK S SUBDIVISION
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3001
Census Tract	150700

Owner

5541 W Grace St is owned by two individuals who bought it in April 2026.

Source: Cook County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2122 SOMMERS AVE, MADISON, WI 53704-5642
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Line of Credit UW CREDIT UNION
May 25, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Apr 22, 2026	Warranty Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK
Feb 11, 2026	Foreclosure Foreclosure Auction
Oct 17, 2019	Warranty Deed, Transfer · FHA Mortgage PLAZA HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2026 · Amount on File
Deed Sale	Apr 22, 2026 · Amount on File
Prior Sale	Feb 11, 2026 · Amount on File
Deed Document Number	202630073
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Jun 26, 2026
Property Address	5541 W GRACE ST, CHICAGO, IL 60641-3215
Document Number	0000016215
Instrument Date	May 30, 2026
Instrument	202616215
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	5541 W GRACE ST, CHICAGO, IL 60641-3215

Mortgage

Document Number	0000016215,
Date	Jun 26, 2026
Instrument	202616215

Lender

Name	UW CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	5541 W GRACE ST, CHICAGO, IL 60641-3215
Transaction Type	Mortgage
Record Updated	May 13, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5541 W GRACE ST, CHICAGO, IL 60641-3215
Investor	Possibly a Property Investor

Mortgage

Document Number	0014518123
Date	May 25, 2022
Instrument	2214518123

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 22, 2026
Property Address	5541 W GRACE ST, CHICAGO, IL 60641-3215
Document Number	0000030073
Instrument Date	Apr 14, 2026
Instrument	202630073
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42,420.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2122 SOMMERS AVE, MADISON, WI 53704-5642

Mortgage

Document Number	0000000030,
Date	Apr 22, 2026
Instrument	2026112202611230

Lender

Name	OLD NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Foreclosure

Document Type	Foreclosure
Jurisdiction	COOK IL
Recording Date	Feb 11, 2026
Property Address	5541 W GRACE ST, CHICAGO, IL 60641-3215
Document Number	0004224024
Instrument Date	Jan 21, 2026
Instrument	2604224024
Transaction Type	Foreclosure
Record Updated	Mar 3, 2026

Transaction

Amount	Amount on Record
Tax	$257.50
Amount Accuracy	Rounded by County
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7514 SKOKIE BLVD # 7, 7, SKOKIE, IL 60077-3377

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 17, 2019
Property Address	5541 W GRACE ST, CHICAGO, IL 60641-3215
Document Number	1929017031
Instrument Date	Oct 8, 2019
Instrument	29017031
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	NEAR NORTH NATIONAL TITLE, NEAR NORTH NAT'L TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5541 W GRACE ST CHICAGO IL 606413215, CHICAGO, IL 60641-3215

Mortgage

Document Number	1929017032
Date	Oct 17, 2019
Instrument	29017032

Lender

Name	PLAZA HM MTG
Type	Mortgage Company
Address	ITASCA, IL 60143

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2049

Interest

Rate	4.12%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$28,001 Land $14,438 Building $13,563	$280,010 Land $144,380 Building $135,630
2023	$5,211.00 (+3.02%) Homeowner's exemption	$28,000 (-) Land $11,550 Building $16,450	$280,000 (-) Land $115,500 Building $164,500
2022	$5,058.00 Homeowner's exemption	$28,000 Land $11,550 Building $16,450	$280,000 Land $115,500 Building $164,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5541 W Grace St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5541 W Grace St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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