5541 Stark Rd, Duluth, MN 55810 Property Records

St. Louis County property record for 5541 Stark Rd, Duluth, MN 55810 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,648 sqft · built 1964
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$276,000 (Dec 2019)
Tax Bill	$4,186 (2026)
Deeds & Mortgages	Apr 2022 Mortgage May 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`450-0010-00762`

Property Details

APN / Parcel Number

Primary APN	`450-0010-00762`
Alternative APN	`1082057`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,648 sqft Gross Area
1st Floor Area	1,648 sqft
Basement Area	1,288 sqft
Finished Basement	1,288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	87,120 sqft (2 acres)
Garage Area	1,152 sqft

Exterior Amenities

Porch	Slab
Deck Area	264 sqft
Lean-To	84 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1082057
Street Address	5541 STARK RD
City	DULUTH
State	MN
Zip	55810-9547
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WLY 208 FT OF ELY 1081 FT OF SLY 45185/100 FT OF SE 1/4 OF SE 1/4 SERIAL #
Legal Range	15W
Legal Township	49N
Legal Section	05
Legal Subdivision	MIDWAY TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	MIDWAY
Census Block Group	1
Census Block	1005
Census Tract	10200

Owner

Source: St. Louis County records · APN 450-0010-00762

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5541 STARK RD, DULUTH, MN 55810-9547
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF COMMERCE
May 25, 2021	Deed of Trust, Mortgage · Construction Mortgage NATIONAL BANK OF COMMERCE
Dec 05, 2019	Warranty Deed, Transfer · Conventional Mortgage RESULTS MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 05, 2019 · Amount on Record
Deed Sale	Dec 05, 2019 · Amount on Record
Prior Sale	Jan 14, 2016 · Amount on Record
Deed Document Number	20191368881
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5541 STARK RD, DULUTH, MN 55810-9547
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001441084
Date	Apr 13, 2022
Instrument	1441084

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5541 STARK RD, DULUTH, MN 55810-9547
Transaction Type	Mortgage
Record Updated	Aug 15, 2022
Title Company	ST LOUIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5541 STARK RD, DULUTH, MN 55810-9547

Mortgage

Document Number	0001414871
Date	May 25, 2021
Instrument	1414871

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Jun 01, 2022

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 05, 2019
Property Address	5541 STARK RD, DULUTH, MN 55810-9547
Document Number	00A1368881
Instrument Date	Dec 03, 2019
Instrument	A1368881
Transaction Type	Transfer
Record Updated	Dec 24, 2019
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$911.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5541 STARK RD PROCTOR MN 558109547, PROCTOR, MN 55810-9547

Mortgage

Document Number	A1368882
Date	Dec 05, 2019
Instrument	A1368882

Lender

Name	RESULTS MORTGAGE LLC
Type	Bank
Address	EDINA, MN 55435

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 04, 2049

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Midway Township
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,186.00 (+5.02%) Homeowner's exemption
2025	$3,986.00 (+1.84%) Homeowner's exemption	$426,400 (+9.7%) Land $44,000 Building $382,400	$426,400 (+9.7%) Land $44,000 Building $382,400
2024	$3,914.00	$388,700 (+17.43%) Land $31,600 Building $357,100	$388,700 (+17.43%) Land $31,600 Building $357,100
2022		$331,000 Land $30,100 Building $300,900	$331,000 Land $30,100 Building $300,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370102001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2018–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2019, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 26 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Fiber	2,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AirFiber	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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