5541 River Rd, East China, MI 48054 Property Records

St. Clair County property record for 5541 River Rd, East China, MI 48054

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,128 sqft · built 1963
Lot Size	0.243 acres (10,585 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Jan 2023)
Tax Bill	$2,197 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jan 2023 Sale + 3 more
Flood Zone	Zone AE (high risk)
APN	`74-18-746-0015-000`

Property Details

APN / Parcel Number

Primary APN	`74-18-746-0015-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,128 sqft Living Area
1st Floor Area	1,128 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Lot Area	10,585 sqft (0.243 acres)
Lot Dimensions	147 ft deep x 72 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5541 RIVER RD
City	EAST CHINA
State	MI
Zip	48054-4181
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 21 & 22 EXC N 8' SUPERVISORS ROBT BAKER PLAT ACCORDING TO THE PLAT RECORDED IN 52 OF PLATS PG 11 ST CLAIR COUNTY REGISTER
Legal Subdivision	SUPERVISORS ROBERT PARKERS PLAT
Legal Lot Number	21-22
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	EAST CHINA
Census Block Group	3
Census Block	3007
Census Tract	643000

Owner

5541 River Rd is owned and occupied by an individual who bought it in January 2023.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	5541 RIVER RD, EAST CHINA, MI 48054-4181
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC
Jan 4, 2023	Warranty Deed, Transfer JBN TITLE, JB TITLE
Jan 4, 2023	Warranty Deed, Transfer PREMIER TITLE COMPANY, PREMIER TITLE
Jun 5, 2017	Quit Claim Deed, Transfer Quitclaim
Jan 4, 2017	Grant Deed, Transfer PREMIUM TITLE INC, PREMIER TITLE SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2023 · Amount on File
Deed Sale	Jan 4, 2023 · Amount on File
Prior Sale	Jan 4, 2023
Deed Document Number	2023231
Deed Book / Page	5589 / 853
Prior Transfer Date	Jul 9, 2015
Prior Transfer Doc	004623/107
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5541 RIVER RD, EAST CHINA, MI 48054-4181
Transaction Type	Mortgage
Record Updated	Jun 13, 2023
Title Company	LIBERTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 20TH AVE, PORT HURON, MI 48060-1896

Mortgage

Document Number	0005555659
Date	Aug 24, 2022
Book Page	5555/659
Instrument	2022019984

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 4, 2023
Property Address	5541 RIVER RD, EAST CHINA, MI 48054-4181
Document Number	0005589853
Book / Page	5589 / 853
Map Reference	LB 52 PG 11
Instrument Date	Aug 15, 2022
Instrument	2023000231
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	JBN TITLE, JB TITLE

Transaction

Amount	Amount on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4630 LA FRANCE BLVD, KIMBALL, MI 48074-3901

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5S41 RIVER ROAD, EAST CHINA, MI 48054

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 4, 2023
Property Address	5541 RIVER RD, EAST CHINA, MI 48054-4181
Document Number	0005589851
Book / Page	5589 / 851
Map Reference	LB 52 PG 11
Instrument Date	Sep 25, 2020
Instrument	2023000230
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Amount	Amount on Record
Tax	$281.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5541 RIVER RD, EAST CHINA, MI 48054-4181

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 5, 2017
Property Address	5541 RIVER RD, EAST CHINA, MI 48054-4181
Document Number	0048370216
Book / Page	004837 / 000216
Instrument Date	Dec 20, 2016
Transaction Type	Transfer
Record Updated	Jul 21, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3460 SHADY BND FORT MYERS FL 339051612, FORT MYERS, FL 33905-1612

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 4, 2017
Property Address	5541 RIVER RD, EAST CHINA, MI 48054-4181
Document Number	0047840793
Book / Page	004784 / 000793
Instrument Date	Nov 28, 2016
Transaction Type	Transfer
Record Updated	Feb 17, 2017
Title Company	PREMIUM TITLE INC, PREMIER TITLE SERVICES INC

Transaction

Amount	Amount on Record
Tax	$245.22
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 KENYON RD ALGONAC MI 480011600, ALGONAC, MI 48001-1600

Tax Assessment & Valuation

The 2025 property tax bill for 5541 River Rd was $2,197 with a homeowner's exemption, up 4% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	East China Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,300 (+9.64%)	$186,600
2025	$2,197.00 (+3.98%) Homeowner's exemption	$85,100
2024	$2,113.00		$170,200
2023		$72,600
2022	$1,628.00		$145,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5541 River Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 62 policies
Nearby Flood Policies	62 in force
Nearby Flood Claims	26 (2004–2021)
Claims Outside the SFHA	2 of 26
Most Recent Claim	Feb 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5541 River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLAIR WATER AND SEWER AUTHORITY serves 5,847 people · EPA ID MI0006284
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Duke Broadband Fiber	1,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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