5541 Lamos Rd, Whitehall, MI 49461 Property Records

Muskegon County property record for 5541 Lamos Rd, Whitehall, MI 49461

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1996
Lot Size	1.04 acres (45,302 sqft)
Owner	Individual Name on Record
Last Sale	$180,100 (Apr 2021)
Tax Bill	$2,309 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06012400002200`

Property Details

APN / Parcel Number

Primary APN	`06012400002200`
Alternative APN	`61-06-012-400-0022-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	45,302 sqft (1.04 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5541 LAMOS RD
City	WHITEHALL
State	MI
Zip	49461-9448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	FRUITLAND TOWNSHIP SEC 12 T11N R18W PART OF SE 1/4 OF SE 1/4 DESC AS FOL: BEG ON E LN OF SEC 12 N01D 28M 20S E 865.71 FT
Legal Range	18W
Legal Township	11N
Legal Section	12
Jurisdiction	MUSKEGON MI
Township / Civil Division	FRUITLAND
Census Block Group	1
Census Block	1004
Census Tract	3701

Owner

Source: Muskegon County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5541 LAMOS RD, WHITEHALL, MI 49461-9448
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Oct 18, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2021 · Amount on Record
Deed Sale	Apr 20, 2021 · Amount on Record
Prior Sale	Oct 18, 2018 · Amount on Record
Deed Document Number	20215724236
Deed Book / Page	4258 / 571
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Apr 20, 2021
Property Address	5541 LAMOS RD, WHITEHALL, MI 49461-9448
Document Number	004258/571
Book / Page	4258 / 571
Instrument Date	Apr 15, 2021
Instrument	5724236
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,552.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5541 LAMOS RD, 5541, WHITEHALL, MI 49461-9448

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5541 LAMOS RD, WHITEHALL, MI 49461-9448
Investor	Possibly a Property Investor

Mortgage

Document Number	0004258572
Date	Apr 20, 2021
Instrument	4258/572

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Oct 18, 2018
Property Address	5541 LAMOS RD, WHITEHALL, MI 49461-9448
Document Number	4169/926
Book / Page	4169 / 926
Instrument Date	Oct 12, 2018
Instrument	5635677
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	OWNERS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,109.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5541 LAMOS RD, 5541, WHITEHALL, MI 49461-9448

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 RUNNER ST, SHELBY, MI 49455-1251

Mortgage

Document Number	5635678
Date	Oct 18, 2018
Instrument	5635678

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
County Subdivision	Fruitland Township
Unified School District	Whitehall School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$118,600 (+2.07%)	$237,200 (+2.07%)
2025	$2,309.00 Homeowner's exemption	$116,200	$232,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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