5541 Cobblegate Dr, Dayton, OH 45449 Property Records

Montgomery County property record for 5541 Cobblegate Dr, Dayton, OH 45449

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,288 sqft · built 1980
Lot Size	0.019 acres (871 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Jan 2019)
Tax Bill	$2,955 (2024)
Deeds & Mortgages	Aug 2023 Line of Credit Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`K47 50418 0021`

Property Details

APN / Parcel Number

Primary APN	`K47 50418 0021`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,288 sqft Living Area
1st Floor Area	566 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Architectural Style	Condo/Apartment
Exterior Material	Combination
Construction Type	Frame
Lot Area	871 sqft
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5541 COBBLEGATE DR
City	DAYTON
State	OH
Zip	45449-2839
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	BLDG 5 UNIT 17 TIMBERLINE CONDO PHASE 2
Legal Subdivision	TIMBERLINE CONDO
Legal Phase	2
Legal Lot Number	21
Legal Unit	17
Jurisdiction	MONTGOMERY OH
Township / Civil Division	MIAMI
Census Block Group	1
Census Block	1005
Census Tract	50105

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5541 COBBLEGATE DR, DAYTON, OH 45449-2839
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2023	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC
Jan 15, 2019	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2019 · Amount on Record
Deed Sale	Jan 15, 2019 · Amount on Record
Prior Sale	Aug 25, 2011
Deed Document Number	2019-00002230
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	5541 COBBLEGATE DR, DAYTON, OH 45449-2839
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040743
Date	Aug 9, 2023
Instrument	202300040743

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 25, 2048

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jan 15, 2019
Property Address	5541 COBBLEGATE DR, DAYTON, OH 45449-2839
Document Number	0000002230
Instrument Date	Dec 29, 2018
Instrument	2230
Transaction Type	Transfer
Record Updated	Feb 5, 2019
Title Company	VANTAGE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5541 COBBLEGATE DR DAYTON OH 454492839, DAYTON, OH 45449-2839

Mortgage

Document Number	2231
Date	Jan 15, 2019
Instrument	2231

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Miami Township
Unified School District	West Carrollton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$41,310 (-) Land $4,280 Building $37,030
2024	$2,955.00 (+1.65%)
2023	$2,907.00 (+20.82%)	$41,310 (+52.94%) Land $4,280 Building $37,030	$118,050 (+52.99%) Land $12,240 Building $105,810
2022	$2,406.00	$27,010 Land $2,800 Building $24,210
2020			$77,160 Land $8,000 Building $69,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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