5541 Clinton St, Elma, NY 14059 Property Records

Erie County and Elma Town property record for 5541 Clinton St, Elma, NY 14059

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,566 sqft · built 1946
Lot Size0.863 acres (37,500 sqft)
OwnerIndividual Name on File
Last Sale$176,000 (Dec 2013)
Tax Bill$3,883 (2026)
Deeds & MortgagesOct 2018 Line of Credit
Jan 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN144200 126.03-3-23.2

Property Details

APN / Parcel Number

Primary APN144200 126.03-3-23.2
Alternative APN
  • 42001260300003023200

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,566 sqft Living Area
1st Floor Area895 sqft
Upper Floors Area671 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleCape Cod
Exterior MaterialBrick
Lot Area37,500 sqft (0.863 acres)
Lot Dimensions300 ft deep x 125 ft wide
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area253 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address5541 CLINTON ST
CityELMA
StateNY
Zip14059-9478
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionBUFFALO CREEK RESERVATION
Legal Block3
Legal Lot Number23.200
JurisdictionERIE NY
Township / Civil DivisionELMA
Census Block Group3
Census Block3004
Census Tract14102

Owner

5541 Clinton St is owned and occupied by an individual who bought it in December 2013.

Source: Erie County and Elma Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address5541 CLINTON ST, ELMA, NY 14059-9478
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2018Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS & TRADERS TRUST CO
Jan 7, 2020Deed of Trust, Mortgage · Line of Credit
SEFCU
Mar 15, 2017Deed of Trust, Mortgage · Conventional Mortgage
FAIRPORT SVGS BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 30, 2013 · Amount on File
Deed SaleDec 30, 2013 · Amount on File
Prior SaleMay 24, 1999 · Amount on File
Deed Document Number2013295746
Deed Book / Page11258 / 5251
Record UpdatedOct 29, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address5541 CLINTON ST, ELMA, NY 14059-9478
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0138752570
DateOct 24, 2018
Book Page13875/2570
Instrument2018213859
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 23, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address5541 CLINTON ST, ELMA, NY 14059-9478
Document Number0139291440
Instrument DateJan 7, 2020
Transaction TypeMortgage
Record UpdatedMar 5, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5541 CLINTON ST ELMA NY 140599478, ELMA, NY 14059-9478

Mortgage

Document Number0139291440
DateFeb 5, 2020
Book Page013929/001440
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueFeb 4, 2035
Interest
Rate TypeAdjustable Rate

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address5541 CLINTON ST, ELMA, NY 14059-9478
Document Number0138051222
Book / Page013805 / 001222
Instrument DateMar 15, 2017
Transaction TypeMortgage
Record UpdatedNov 13, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address5541 CLINTON ST ELMA NY 140599478, ELMA, NY 14059-9478

Mortgage

Document Number0138051222
DateMar 20, 2017
Book Page013805/001222
Lender
NameFAIRPORT SVGS BK
TypeFederal Savings Bank
AddressFAIRPORT, NY 14450
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMar 19, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 5541 Clinton St was $3,883 with a homeowner's exemption, up 1.9% from the year before.

Source: Erie County and Elma Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionElma Town
Unified School DistrictLancaster Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,883.00 (+1.94%) Homeowner's exemption
2025$3,809.00 (-4.39%)$7,300 (-) Land $1,400 Building $5,900$280,750 (+3.84%) Land $53,842 Building $226,908
2024$3,984.00 Homeowner's exemption$7,300 (-) Land $1,400 Building $5,900$270,370 (+3.7%) Land $51,852 Building $218,518
2023Homeowner's exemption$7,300 Land $1,400 Building $5,900$260,714 Land $50,000 Building $210,714

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5541 Clinton St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5541 Clinton St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELMA WATER DISTRICT NO. 1
serves 10,287 people · EPA ID NY1420549
Water SourcePurchased surface water from ECWA DIRECT
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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