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5541 Beach Elder Way, Melbourne Beach, FL 32951 Property Records

Brevard County property record for 5541 Beach Elder Way, Melbourne Beach, FL 32951

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,757 sqft · built 1999
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$205,000 (Jan 2002)
Tax Bill$3,404 (2025)
Deeds & MortgagesNov 2019 Line of Credit
Dec 2016 Mortgage
Flood ZoneZone X (minimal risk)
APN29-38-10-77-*-1

Property Details

APN / Parcel Number

Primary APN29-38-10-77-*-1
Alternative APNs
  • 29-38-10-77-00000.0-0001.00
  • 2960048

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,757 sqft Living Area
Gross Area2,340 sqft
1st Floor Area1,757 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2011
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area8,712 sqft (0.2 acres)
Lot Width97 ft Width
Garage TypeAttached
Garage Area441 sqft
PorchFlorida Room
Porch Area142 sqft
Patio Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2960048
Street Address5541 BEACH ELDER WAY
CityMELBOURNE BEACH
StateFL
Zip32951-3324
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA210 BSP
Legal DescriptionSOUTH SHORES PHASE I LOT 1
Legal Range38E
Legal Township29S
Legal Section10
Legal SubdivisionSOUTH SHORES PHASE I
Legal PhaseI
Legal Lot Number1
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE SHORES-FLORIDANA BEACH
Census Block Group2
Census Block2026
Census Tract66104

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5541 BEACH ELDER WAY, MELBOURNE BEACH, FL 32951-3324
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Nov 8, 2019Deed of Trust, Mortgage · Line of Credit
TIAA FSB
Dec 13, 2016Deed of Trust, Mortgage · Conventional Mortgage
EVERBANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 23, 2002 · Amount on Record
Deed SaleJan 23, 2002 · Amount on Record
Prior SaleJun 21, 2000 · Amount on Record
Deed Book / Page4512 / 124
Record UpdatedSep 20, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address5541 BEACH ELDER WAY, MELBOURNE BEACH, FL 32951-3324
Document Number0086522266
Instrument DateNov 8, 2019
Transaction TypeMortgage
Record UpdatedMar 9, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN EQUITY LOAN SVC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address5541 BEACH ELDER WAY MELBOURNE BEACH FL 329513324, MELBOURNE BEACH, FL 32951-3324

Mortgage

Document Number0086522266
DateJan 31, 2020
Book Page008652/002266
Instrument24845
Lender
NameTIAA FSB
AddressJACKSONVILLE, FL 32202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 30, 2050
Interest
Rate TypeAdjustable Rate

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address5541 BEACH ELDER WAY, MELBOURNE BEACH, FL 32951-3324
Document Number0078261042
Book / Page007826 / 001042
Instrument DateDec 13, 2016
Transaction TypeMortgage
Record UpdatedJun 28, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address5541 BEACH ELDER WAY MELBOURNE BEACH FL 329513324, MELBOURNE BEACH, FL 32951-3324

Mortgage

Document Number0078261042
DateFeb 23, 2017
Book Page007826/001042
Instrument38095
Lender
NameEVERBANK
TypeBank
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 22, 2032

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$268,760 (+2.7%)$473,420 (-1.52%)
2025$3,404.00 (+8.82%) Homeowner's exemption$261,700 (+5.98%)$480,720 (-9.03%) Land $155,000 Building $325,720
2023$3,128.00 (+7.53%) Homeowner's exemption$246,930 (+3%)$528,410 (+17.39%) Land $193,000 Building $335,410
2022$2,909.00 Homeowner's exemption$239,740$450,140 Land $193,000 Building $257,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 750 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1,017 units insured
incl. 267 condo units
Nearby Flood Claims63 (1989–2022)
Claims Outside the SFHA34 of 63
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Nicole, Nov 2022 · 5 claims
  • Hurricane Matthew, Oct 2016 · 7 claims
  • Hurricane Frances, Sep 2004 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH SHORES UTILITY ASSOCIATION
private · serves 900 people · EPA ID FL3054062
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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