55407 Valley Ln, Pine City, MN 55063 Property Records

Pine County property record for 55407 Valley Ln, Pine City, MN 55063

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,215 sqft · built 2020
Lot Size	3.5 acres (152,504 sqft)
Owner	Individual Name on Record
Last Sale	$405,000 (Nov 2024)
Tax Bill	$3,462 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`43.5269.000`

Property Details

APN / Parcel Number

Primary APN	`43.5269.000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,215 sqft Living Area
Basement Area	1,215 sqft
Finished Basement	1,215 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	152,504 sqft (3.5 acres)
Lot Dimensions	426 ft deep x 35.8 ft wide
Garage Area	1,200 sqft
Porch	Slab
Deck Area	144 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	55407 VALLEY LN
City	PINE CITY
State	MN
Zip	55063-6093
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-30 TWP-038 RANGE-021 JOHNSON'S VALLEYVIEW ACRES LOT-010 BLOCK-001 MICRO #531089,551298,585000 BLOCK-001 MICRO
Legal Range	021
Legal Township	038
Legal Section	30
Legal Subdivision	JOHNSONS VALLEYVIEW ACRES
Legal Block	1
Legal Lot Number	10
Jurisdiction	PINE MN
Township / Civil Division	ROCK CREEK
Census Block Group	2
Census Block	2043
Census Tract	950600

Owner

Source: Pine County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	55407 VALLEY LN, PINE CITY, MN 55063-6093
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2020	Deed of Trust, Mortgage · Commercial Mortgage EXCELSIOR CAPITAL SUB II LLC
Nov 20, 2020	Warranty Deed, Transfer · Conventional Mortgage SUMMIT MORTGAGE
Jan 28, 2020	Quit Claim Deed, Transfer · Commercial Mortgage EXCELSIOR CAPITAL SUB II LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2024 · Amount on Record
Deed Sale	Nov 26, 2024 · Amount on Record
Prior Sale	Nov 20, 2020 · Amount on Record
Deed Document Number	2024585000
Prior Transfer Date	Jan 24, 2020
Prior Transfer Doc	551298
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINE MN
Property Address	55407 VALLEY LN, PINE CITY, MN 55063-6093
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000551299
Date	Jan 28, 2020
Instrument	551299

Lender

Name	EXCELSIOR CAPITAL SUB II LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINE MN
Recording Date	Nov 20, 2020
Property Address	55407 VALLEY LN, PINE CITY, MN 55063-6093
Document Number	0000557261
Instrument Date	Nov 2, 2020
Instrument	557261
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	COUSTOM HOME BUILDERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,189.65
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	55407 VALLEY LN, PINE CITY, MN 55063-6093

Mortgage

Document Number	0000557262
Date	Nov 20, 2020
Instrument	557262

Lender

Name	SUMMIT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINE MN
Recording Date	Jan 28, 2020
Property Address	55407 VALLEY LN, PINE CITY, MN 55063-6093
Document Number	551298
Instrument Date	Jan 24, 2020
Instrument	551298
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	CUSTOM HOME BUILDERS TITLE, CUSTOM HOME BIDRS TITLE

Transaction

Tax	$1.65
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1275 W 4TH ST, RUSH CITY, MN 55069-2096

Mortgage

Document Number	551299
Date	Jan 28, 2020
Instrument	551299

Lender

Name	EXCELSIOR CAPITAL SUB II LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Pine County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Pine County
Municipality	Rock Creek City
Unified School District	Rush City Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$423,900 (+1.41%) Land $73,000 Building $350,900	$423,900 (+1.41%) Land $73,000 Building $350,900
2025	$3,462.00 (-4.36%) Homeowner's exemption	$418,000 (-1.92%) Land $61,800 Building $356,200	$418,000 (-1.92%) Land $61,800 Building $356,200
2023	$3,620.00 Homeowner's exemption	$426,200 Land $65,400 Building $360,800	$426,200 Land $65,400 Building $360,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 60% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Verizon Fixed Wireless	25 / 6

May also be available: ECE Fiber, Stalwart Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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