55404 Big River Dr, Bend, OR 97707 Property Records

Deschutes County property record for 55404 Big River Dr, Bend, OR 97707

Property Summary

Property Type	Single Family Home
Details	1,980 sqft · built 2020
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,900 (May 2021)
Tax Bill	$956 (2025)
Deeds & Mortgages	May 2021 Sale May 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`201026-D0-00700`

Property Details

APN / Parcel Number

Primary APN	`201026-D0-00700`
Alternative APNs	`R1063201026D000700` `137731`

Interior

Building Area	1,108 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	30,492 sqft (0.7 acres)

Location & Zoning

Account Number	137731
Street Address	55404 BIG RIVER DR
City	BEND
State	OR
Zip	97707-2505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR10
Legal Description	OREGON WATER WONDERLAND UNIT NO 1 BLOCK 11 LOT PTS 37
Legal Range	10
Legal Township	20
Legal Section	26
Legal Subdivision	OREGON WATER WONDERLAND UNIT NO 1
Legal Block	11
Legal Lot Number	37
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	1
Census Block	1037
Census Tract	301

Owner

Source: Deschutes County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19568 SAGER LOOP, BEND, OR 97702-9810
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE
May 14, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage GEORGE VANDERWOUDE ETAL
Jul 14, 2020	Warranty Deed, Transfer · Conventional with PMI GUILD MTG
Nov 22, 2017	Deed of Trust, Mortgage NORTHWEST CMNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2021 · Amount on Record
Deed Sale	May 26, 2021 · Amount on Record
Prior Sale	May 14, 2021 · Amount on Record
Deed Document Number	202132344
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	May 26, 2021
Property Address	55404 BIG RIVER DR, BEND, OR 97707-2505
Document Number	0000032344
Instrument Date	Apr 26, 2021
Instrument	2021-32344
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19568 SAGER LOOP, BEND, OR 97702-9810
Investor	Possibly a Property Investor

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	May 14, 2021
Property Address	55404 BIG RIVER DR, BEND, OR 97707-2505
Document Number	0000030033
Instrument Date	Apr 26, 2021
Instrument	2021-30033
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19568 SAGE LP, BEND, OR 97702
Investor	Possibly a Property Investor

Mortgage

Document Number	0000030034
Date	May 14, 2021
Instrument	2021-30034

Lender

Name	GEORGE VANDERWOUDE ETAL
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 1, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jul 14, 2020
Property Address	55404 BIG RIVER DR, BEND, OR 97707-2505
Document Number	0000033618
Instrument Date	Jun 9, 2020
Instrument	33618
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$531.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55410 BIG RIVER DR BEND OR 97707, BEND, OR 97707

Mortgage

Document Number	33619
Date	Jul 14, 2020
Instrument	33619

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	55404 BIG RIVER DR, BEND, OR 97707-2505
Document Number	0000047363
Instrument Date	Nov 22, 2017
Transaction Type	Mortgage
Record Updated	Dec 5, 2017
Title Company	WESTERN TITLE AND ESCROW COMPANY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047363
Date	Nov 28, 2017
Instrument	47363

Lender

Name	NORTHWEST CMNTY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 27, 2047

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$956.00 (+10.14%)	$48,390 (+2.98%)	$300,280 (+13.32%) Land $193,000 Building $107,280
2024	$868.00 (+2%)	$46,990 (+2.98%)	$264,990 (+17.1%) Land $151,800 Building $113,190
2023	$851.00	$45,630	$226,290 Land $165,000 Building $61,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 82% of Oregon
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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