55401 Pine Rd, South Bend, IN 46619 Property Records

St. Joseph County property record for 55401 Pine Rd, South Bend, IN 46619

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,640 sqft · built 1993
Lot Size	2.19 acres (95,396 sqft)
Owner	Individual Name on File
Tax Bill	$3,603 (2024)
Deeds & Mortgages	Oct 2025 Line of Credit Sep 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`71-07-01-276-001.000-029`

Property Details

APN / Parcel Number

Primary APN	`71-07-01-276-001.000-029`
Alternative APN	`02110020017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,640 sqft Living Area
Basement Area	1,464 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	95,396 sqft (2.19 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	02110020017
Street Address	55401 PINE RD
City	SOUTH BEND
State	IN
Zip	46619-1061
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 RODRIGUEZ'S PINE RD MINOR SUB 25/26 AFF #529 3/22/24 23/24 NP #1877 10/14/2022
Legal Range	01E
Legal Township	37
Legal Section	01
Legal Lot Number	1
Jurisdiction	ST JOSEPH IN
Township / Civil Division	WARREN
Census Block Group	2
Census Block	2000
Census Tract	10901

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	55401 PINE RD, SOUTH BEND, IN 46619-1061
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Line of Credit FIRST SOURCE BANK
Sep 20, 2023	Deed of Trust, Mortgage · Line of Credit FIRST SOURCE BANK
Aug 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST SOURCE BANK
Dec 27, 2022	Warranty Deed, Transfer MTC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2022
Deed Sale	Dec 27, 2022
Deed Document Number	2236004
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	55401 PINE RD, SOUTH BEND, IN 46619-1061
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002527264
Date	Oct 27, 2025
Instrument	2527264

Lender

Name	FIRST SOURCE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	144 Months
Due	Nov 10, 2037

Interest

Rate Type	Adjustable Rate

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	55401 PINE RD, SOUTH BEND, IN 46619-1061
Transaction Type	Mortgage
Record Updated	Oct 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002322173
Date	Sep 20, 2023
Instrument	2322173

Lender

Name	FIRST SOURCE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	204 Months
Due	Oct 1, 2040

Interest

Rate Type	Adjustable Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	55401 PINE RD, SOUTH BEND, IN 46619-1061
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001921597
Date	Aug 28, 2019
Instrument	1921597

Lender

Name	FIRST SOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Dec 27, 2022
Property Address	55401 PINE RD, SOUTH BEND, IN 46619-1061
Document Number	0002236004
Map Reference	DOC 202229753
Instrument Date	Nov 23, 2022
Instrument	2236004
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	MTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24899 FILLMORE RD, SOUTH BEND, IN 46619-1022

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Warren Township
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$335,000 (+10.85%) Land $45,300 Building $289,700	$335,000 (+10.85%) Land $45,300 Building $289,700
2024	$3,603.00 (-0.72%)
2023	$3,629.00 (-25.67%)	$302,200 (-8.15%) Land $45,300 Building $256,900	$302,200 (-8.15%) Land $45,300 Building $256,900
2022	$4,882.00	$329,000 Land $118,000 Building $211,000	$329,000 Land $118,000 Building $211,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Xfinity.

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