5540 Waverly Ave, La Jolla, CA 92037 Property Records

San Diego County property record for 5540 Waverly Ave, La Jolla, CA 92037

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,000 sqft · built 1945
Lot Size	0.152 acres (6,614 sqft)
Owner	2 Company Names on Record
Last Sale	$577,000 (Jun 2000)
Tax Bill	$13,338 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2018 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`357-541-16-00`

Property Details

APN / Parcel Number

Primary APN	`357-541-16-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,000 sqft Living Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Lot Area	6,614 sqft (0.152 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5540 WAVERLY AVE
City	LA JOLLA
State	CA
Zip	92037-7646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-7
Legal Description	BLK 13 LOT 24 NLY 1/2 LOT 23 & ALL TR 001083
Legal Subdivision	BIRD ROCK ADD
Legal Tract	001083
Legal Block	13
Legal Lot Number	24,23
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3016
Census Tract	8102

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5540 WAVERLY AVE, LA JOLLA, CA 92037-7646
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 30, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 22, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 5, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2000 · Amount on Record
Deed Sale	Jun 6, 2000 · Amount on Record
Deed Document Number	2000298073
Last Transfer Date	Sep 13, 2004
Transfer Doc	0000907428
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5540 WAVERLY AVE, LA JOLLA, CA 92037-7646
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5540 WAVERLY AVE, LA JOLLA, CA 92037-7646

Mortgage

Document Number	0000330082
Date	Nov 21, 2025
Instrument	2025-0330082

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.05%
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10%

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 30, 2018
Property Address	5540 WAVERLY AVE, LA JOLLA, CA 92037-7646
Document Number	0000454394
Instrument Date	Sep 28, 2018
Instrument	454394
Transaction Type	Transfer
Record Updated	Nov 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	5540 WAVERLY AVE LA JOLLA CA 920377646, LA JOLLA, CA 92037-7646

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 22, 2018
Property Address	5540 WAVERLY AVE, LA JOLLA, CA 92037-7646
Document Number	0000255798
Instrument Date	Jun 11, 2018
Instrument	255798
Transaction Type	Transfer
Record Updated	Jun 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5540 WAVERLY AVE LA JOLLA CA 920377646, LA JOLLA, CA 92037-7646

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 5, 2017
Property Address	5540 WAVERLY AVE, LA JOLLA, CA 92037-7646
Document Number	0000154056
Instrument Date	Mar 17, 2017
Instrument	154056
Transaction Type	Transfer
Record Updated	Apr 11, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	950 BOARDWALK #201 SAN MARCOS CA 920782600, 201, SAN MARCOS, CA 92078-2600

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,032,792 (+2%) Land $705,465 Building $327,327
2025	$13,338.00 (+10.63%)	$1,012,542 (+4.04%) Land $691,633 Building $320,909
2023	$12,056.00 (+2.71%)	$973,226 Land $664,777 Building $308,449
2022	$11,738.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1978–2023)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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