Howard County property record for 5540 Waterloo Rd, Columbia, MD 21045
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.827 acres (36,043 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,352 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-590942 |
| Primary APN | 06-590942 |
|---|---|
| Alternative APN |
|
| Lot Area | 36,043 sqft (0.827 acres) |
|---|
| Account Number | 590942 |
|---|---|
| Street Address | 5540 WATERLOO RD |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-2624 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | R20 |
| Legal Description | LOT 3 36,043 SQ' 5540 WATERLOO RD EDWARDS PROP |
| Legal Lot Number | 3 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 606607 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5601 ARROWHEAD DR, ZEPHYRHILLS, FL 33542-1950 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,352.00 (+4.85%) | $232,500 (+4.49%) | $252,500 (+13.48%) Land $252,500 |
| 2025 | $3,197.00 (+92.59%) | $222,500 (+28.99%) Land $222,500 | $222,500 (-) Land $222,500 |
| 2023 | $172,500 | $222,500 Land $222,500 | |
| 2022 | $1,660.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1991–2011) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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