5540 Wake St, La Mesa, CA 91942 Property Records

San Diego County property record for 5540 Wake St, La Mesa, CA 91942

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,593 sqft · built 1958
Lot Size	0.214 acres (9,300 sqft)
Owner	2 Individual Names on File
Last Sale	$173,500 (May 2000)
Tax Bill	$4,300 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`490-244-02-00`

Property Details

APN / Parcel Number

Primary APN	`490-244-02-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,593 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Block
Construction Type	Frame
Lot Area	9,300 sqft (0.214 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5540 WAKE ST
City	LA MESA
State	CA
Zip	91942-2486
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 407 TR 003729
Legal Subdivision	LAKE MURRAY VILLAGE
Legal Tract	003729
Legal Block	1
Legal Lot Number	407
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1012
Census Tract	14803

Owner

5540 Wake St is owned and occupied by two individuals who bought it in May 2000.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5540 WAKE ST, LA MESA, CA 91942-2486
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage MEGA CAPITAL FUNDING INC
Dec 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2000 · Amount on File
Deed Sale	May 25, 2000 · Amount on File
Prior Sale	Mar 22, 1990 · Amount on File
Deed Document Number	2000273147
Prior Transfer Date	Nov 11, 1994
Prior Transfer Doc	0000672299
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5540 WAKE ST, LA MESA, CA 91942-2486
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000234994
Date	Jun 17, 2019
Instrument	2019-0234994

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5540 WAKE ST, LA MESA, CA 91942-2486
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5540 WAKE ST, LA MESA, CA 91942-2486

Mortgage

Document Number	0000568473
Date	Sep 24, 2020
Instrument	2020-0568473

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5540 WAKE ST, LA MESA, CA 91942-2486
Document Number	0000586444
Instrument Date	Dec 11, 2019
Transaction Type	Mortgage
Record Updated	Dec 30, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5540 WAKE ST LA MESA CA 919422486, LA MESA, CA 91942-2486

Mortgage

Document Number	0000586444
Date	Dec 16, 2019
Instrument	586444

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 15, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5540 Wake St was $4,300 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	La Mesa City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$328,641 (+2%) Land $129,155 Building $199,486
2025	$4,300.00 Homeowner's exemption	$322,198 Land $126,623 Building $195,575
2023	$4,013.00 (+0.75%) Homeowner's exemption	$309,689 Land $121,707 Building $187,982
2022	$3,983.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5540 Wake St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5540 Wake St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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