5540 Upshur Sq, Frederick, MD 21703 Property Records

Frederick County property record for 5540 Upshur Sq, Frederick, MD 21703

Property Summary

Property TypeTownhouse
Details3 ba · 1,740 sqft · built 1999
Lot Size0.037 acres (1,600 sqft)
OwnerIndividual Name on File
Last Sale$177,000 (Oct 2015)
Tax Bill$3,885 (2025)
Flood ZoneZone X (minimal risk)
APN28-583427

Property Details

APN / Parcel Number

Primary APN28-583427
Alternative APN
  • 583427

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area1,740 sqft Living Area
1st Floor Area640 sqft
Basement Area500 sqft
Finished Basement500 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,600 sqft (0.037 acres)
Deck Area268 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number583427
Street Address5540 UPSHUR SQ
CityFREDERICK
StateMD
Zip21703-7027
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUD
Legal DescriptionLOT 1108 SECT V PLAT 3 1,600 SQ. FT. BALLENGER CROSSING
Legal SubdivisionBALLENGER CROSSING
Legal Lot Number1108
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1000
Census Tract751001

Owner

5540 Upshur Sq, a townhouse, is owned by an individual who bought it in October 2015.

Source: Frederick County records, as of August 7, 2026

Owner of RecordIndividual Name on File
Mailing Address13507 GUM SPRING DR, ROCKVILLE, MD 20850-3588
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 8, 2015 · Amount on File
Deed SaleOct 8, 2015 · Amount on File
Prior SaleApr 23, 2015 · Amount on File
Deed Book / Page10794 / 163
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 5540 Upshur Sq was $3,885.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$328,400$363,600 Land $120,000 Building $243,600
2025$3,885.00
2023$3,235.00$268,533$310,800 Land $85,000 Building $225,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5540 Upshur Sq in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5540 Upshur Sq has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Upshur Sq

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