5540 Towne Ct, Toledo, OH 43613 Property Records

Lucas County property record for 5540 Towne Ct, Toledo, OH 43613

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,924 sqft · built 1967
Lot Size0.254 acres (11,100 sqft)
Owner2 Individual Names on Record
Last Sale$138,000 (Dec 2014)
Tax Bill$5,426 (2025)
Deeds & MortgagesMar 2022 Line of Credit
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN23-59524

Property Details

APN / Parcel Number

Primary APN23-59524
Alternative APN
  • 03732074

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,924 sqft Living Area
1st Floor Area916 sqft
2nd Floor Area1,008 sqft
Basement Area687 sqft

Exterior

Year BuiltBuilt 1967
Architectural StyleConventional
Exterior MaterialBrick/Stone
Lot Area11,100 sqft (0.254 acres)
Lot Dimensions118 ft deep x 44 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Pool Area700 sqft
PorchPorch
Porch Area390 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address5540 TOWNE CT
CityTOLEDO
StateOH
Zip43613-2226
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code10-RS6
Legal DescriptionSILVER PARK LOT 8
Legal SubdivisionSILVER PARK
Legal Lot Number8
JurisdictionLUCAS OH
Township / Civil DivisionTOLEDO
Census Block Group2
Census Block2003
Census Tract5804

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5540 TOWNE CT, TOLEDO, OH 43613-2226
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2022Deed of Trust, Mortgage · Line of Credit
KEY BANK NA
Mar 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
May 14, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 9, 2014 · Amount on Record
Deed SaleDec 9, 2014 · Amount on Record
Prior SaleDec 9, 2014 · Amount on Record
Deed Document Number0000050034
Last Transfer DateMay 14, 2018
Transfer Doc0000020472
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUCAS OH
Property Address5540 TOWNE CT, TOLEDO, OH 43613-2226
Transaction TypeMortgage
Record UpdatedApr 11, 2022
Title CompanyACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address5540 TOWNE CT, TOLEDO, OH 43613-2226

Mortgage

Document Number0000014338
DateMar 28, 2022
Instrument202203280014338
Lender
NameKEY BANK NA
TypeBank
AddressCLEVELAND, OH 44144
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 18, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUCAS OH
Property Address5540 TOWNE CT, TOLEDO, OH 43613-2226
Transaction TypeMortgage
Record UpdatedApr 2, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013855
DateMar 19, 2021
Instrument202103190013855
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueApr 1, 2041

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLUCAS OH
Recording DateMay 14, 2018
Property Address5540 TOWNE CT, TOLEDO, OH 43613-2226
Document Number0000020472
Instrument DateMay 4, 2018
Instrument20472
Transaction TypeTransfer
Record UpdatedJun 7, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5540 TOWNE CT TOLEDO OH 436132226, TOLEDO, OH 43613-2226

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLucas County
MunicipalityToledo City
Unified School DistrictWashington Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,426.00 (+5.05%)$90,580 (-) Land $9,100 Building $81,480
2024$5,165.00 (+21.62%)$90,580 (+47.8%) Land $9,100 Building $81,480$258,800 (+47.8%) Land $26,000 Building $232,800
2023$4,247.00 (+0.14%)$61,285 (-) Land $7,105 Building $54,180
2022$4,241.00 Homeowner's exemption$61,285 Land $7,105 Building $54,180
2021$175,100 Land $20,300 Building $154,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TOLEDO
serves 360,000 people · EPA ID OH4801411
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Mar 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Buckeye Cablesystem
Fiber · Cable in parts of the area
10,000 / 10,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20

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