5540 Thomas Rd, Ann Arbor, MI 48108 Property Records

Washtenaw County property record for 5540 Thomas Rd, Ann Arbor, MI 48108

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 972 sqft · built 1930
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Jul 2018)
Tax Bill	$3,807 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`L-12-22-300-001`

Property Details

APN / Parcel Number

Primary APN	`L-12-22-300-001`
Alternative APNs	`L01222300001` `1222300001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	972 sqft Living Area
1st Floor Area	977 sqft
Basement Area	717 sqft
Unfinished Basement	717 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Aluminum/Vinyl
Lot Area	43,560 sqft (1 acres)
Garage Area	1,900 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5540 THOMAS RD
City	ANN ARBOR
State	MI
Zip	48108-9758
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	OLD SID - L 12-022-015-00 PI 22-12A-2 COM AT CENT OF SEC, TH SLY 122.86 FT ALONG N&S 1/4 LINE FOR PL OF BEG, TH CONT SLY
Legal Range	06E
Legal Township	03S
Legal Section	22
Legal Block	300
Jurisdiction	WASHTENAW MI
Township / Civil Division	PITTSFIELD
Census Block Group	2
Census Block	2019
Census Tract	415400

Owner

5540 Thomas Rd is owned and occupied by two individuals who bought it in July 2018.

Source: Washtenaw County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5540 THOMAS RD, ANN ARBOR, MI 48108-9758
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 9, 2018	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2018 · Amount on File
Deed Sale	Jul 9, 2018 · Amount on File
Prior Sale	Jul 27, 1995 · Amount on File
Deed Document Number	20186430985
Deed Book / Page	5264 / 281
Prior Transfer Date	Apr 6, 1991
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	5540 THOMAS RD, ANN ARBOR, MI 48108-9758
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006554832
Date	Nov 17, 2020
Book Page	5388/60
Instrument	6554832

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHTENAW MI
Recording Date	Jul 9, 2018
Property Address	5540 THOMAS RD, ANN ARBOR, MI 48108-9758
Document Number	0006430985
Book / Page	5264 / 281
Instrument Date	Jun 29, 2018
Instrument	6430985
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,376.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1005 KAILUA RD, 1005, KAILUA, HI 96734-4365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	747 VALLEY CIRCLE DR APT 105, 105, SALINE, MI 48176-1418

Mortgage

Document Number	0006430986
Date	Jul 9, 2018
Instrument	6430986

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5540 Thomas Rd was $3,807 with a homeowner's exemption.

Source: Washtenaw County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Washtenaw County
County Subdivision	Pittsfield Charter Township
Unified School District	Ann Arbor Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,088	$212,176
2025	$3,807.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5540 Thomas Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5540 Thomas Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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