5540 Starlight Ave, Oceanside, CA 92057 Property Records

San Diego County property record for 5540 Starlight Ave, Oceanside, CA 92057 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1995
Square Footage2,106 sqft Living Area
Lot Size11,748 sqft (0.27 acres)
OccupancyOwner Occupied
Last Sale$186,500 (1994)
Tax Bill$3,511.00 (2025)

Property Details

APN / Parcel Number

Primary APN157-744-23-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,106 sqft Living Area

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Lot Area11,748 sqft (0.27 acres)
Parking Spaces3 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Street Address5540 STARLIGHT AVE
CityOCEANSIDE
StateCA
Zip92057-4665
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 27 TR 012631
Legal SubdivisionGUAJOME MEADOWS
Legal Tract012631
Legal Block1
Legal Lot Number27
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup1
Census Block1044
Census Tract18612

Owner

Source: San Diego County records · APN 157-744-23-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5540 STARLIGHT AVE, OCEANSIDE, CA 92057-4665
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2022Deed of Trust, Mortgage · Stand Alone Second Mortgage
MISSION FCU
Apr 28, 2017Deed of Trust, Mortgage · Conventional Mortgage
MISSION FCU
Mar 06, 2019Deed of Trust, Mortgage · Stand Alone Second Mortgage
MISSION FCU
Mar 03, 2020Deed of Trust, Mortgage · Conventional Mortgage
STRONG HOME MORTGAGE LLC
Feb 16, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
STRONG HOME MORTGAGE LLC
Jun 15, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Jun 15, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 11, 1994 · Amount on Record
Deed SaleOct 11, 1994 · Amount on Record
Deed Doc Number1994598629
Last Transfer DateJan 22, 2021
Transfer Doc0000117465
Record RefreshedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5540 STARLIGHT AVE, OCEANSIDE, CA 92057-4665
Transaction TypeMortgage
Record UpdatedJan 25, 2022
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address5540 STARLIGHT AVE, OCEANSIDE, CA 92057-4665

Mortgage

Document Number0000020504
DateJan 14, 2022
Instrument2022-0020504
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 01, 2037

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5540 STARLIGHT AVE, OCEANSIDE, CA 92057-4665
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000190490
DateApr 28, 2017
Instrument2017-0190490
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 30, 2032

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5540 STARLIGHT AVE, OCEANSIDE, CA 92057-4665
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000079407
DateMar 06, 2019
Instrument2019-0079407
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueApr 01, 2034

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5540 STARLIGHT AVE, OCEANSIDE, CA 92057-4665
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000109170
DateMar 03, 2020
Instrument2020-0109170
Lender
NameSTRONG HOME MORTGAGE LLC
TypeMortgage Company
AddressWOODBRIDGE, VA 22192
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2050

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateFeb 16, 2021
Property Address5540 STARLIGHT AVE, OCEANSIDE, CA 92057-4665
Document Number0000117465
Map ReferenceMAP 12631
Instrument DateJan 22, 2021
Instrument2021-0117465
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanySOLIDIFI TITLE AND CLOSING

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address5540 STARLIGHT AVE, OCEANSIDE, CA 92057-4665

Mortgage

Document Number0000117466
DateFeb 16, 2021
Instrument2021-0117466
Lender
NameSTRONG HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2051

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJun 15, 2017
Property Address5540 STARLIGHT AVE, OCEANSIDE, CA 92057-4665
Document Number0000268812
Instrument DateMay 25, 2017
Instrument268812
Transaction TypeTransfer
Record UpdatedJun 20, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address5540 STARLIGHT AVE OCEANSIDE CA 920574665, OCEANSIDE, CA 92057-4665

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJun 15, 2017
Property Address5540 STARLIGHT AVE, OCEANSIDE, CA 92057-4665
Document Number0000268811
Instrument DateMay 25, 2017
Instrument268811
Transaction TypeTransfer
Record UpdatedJun 20, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address5540 STARLIGHT AVE OCEANSIDE CA 920574665, OCEANSIDE, CA 92057-4665

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$319,496 (+2%) Land $79,650 Building $239,846
2025$3,511.00 (+8.73%) Homeowner's exemption$313,233 (+4.04%) Land $78,089 Building $235,144
2023$3,229.00 (+0.31%) Homeowner's exemption$301,071 Land $75,057 Building $226,014
2022$3,219.00

Flood & Wildfire

5540 Starlight Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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