Lewis And Clark County property record for 5540 Rainbow Dr, Helena, MT 59602
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,892 sqft · built 1995 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,803 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | R0512146 |
| Primary APN | R0512146 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,892 sqft Living Area |
| 1st Floor Area | 1,892 sqft |
| Basement Area | 1,892 sqft |
| Finished Basement | 1,892 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Detached |
| Garage Area | 1,080 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 72 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000009451 |
|---|---|
| Street Address | 5540 RAINBOW DR |
| City | HELENA |
| State | MT |
| Zip | 59602-8837 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | SETTLERS COVE FIRST ADDN, S18, T11 N, R02 W, LOT 28 |
| Legal Range | 02W |
| Legal Township | 11N |
| Legal Section | 18 |
| Legal Subdivision | SETTLERS COVE FIRST ADDN |
| Legal Lot Number | 28 |
| Jurisdiction | LEWIS AND CLARK MT |
| Township / Civil Division | WOLF CREEK |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 300 |
5540 Rainbow Dr is owned and occupied by an individual.
Source: Lewis And Clark County records, as of September 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5540 RAINBOW DR, HELENA, MT 59602-8837 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEWIS AND CLARK MT |
| Property Address | 5540 RAINBOW DR, HELENA, MT 59602-8837 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2020 |
| Title Company | FIRST MONTANA LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | M57/4234 |
|---|---|
| Date | Jul 20, 2020 |
| Book Page | M57/4234 |
| Instrument | 3358656 |
| Name | ROCKY MOUNTAIN CU |
|---|---|
| Type | Credit Union |
| Address | BOZEMAN, MT 59718 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2035 |
The 2026 property tax bill for 5540 Rainbow Dr was $2,803 with a homeowner's exemption.
Source: Lewis And Clark County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lewis And Clark County |
| Elementary School District | Helena Elementary School District (PK - 08) |
| Secondary School District | Helena High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,803.00 Homeowner's exemption | $711,190 | |
| 2025 | $711,190 Land $199,800 Building $511,390 | ||
| 2023 | $3,751.00 | $571,000 | $571,000 Land $179,300 Building $391,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5540 Rainbow Dr in Zone D, where flood risk has not been studied, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective April 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1978–1996) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 1996 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5540 Rainbow Dr is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 78% of Montana |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Montana Internet Fixed Wireless · Fiber in parts of the area | 25 / 5 |
| CenturyLink DSL | 10 / 1 |
May also be available: AT&T, Global Net, T-Mobile.
5G (outdoors only) and 4G LTE
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