5540 NE 4th St, Ocala, FL 34470 Property Records

Marion County property record for 5540 NE 4th St, Ocala, FL 34470

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1984
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Trust Names on File
Last Sale	$7,500 (Aug 2015)
Tax Bill	$3,215 (2025)
Deeds & Mortgages	Mar 2026 Transfer Sep 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2745-009-005`

Property Details

APN / Parcel Number

Primary APN	`2745-009-005`
Alternative APN	`1242134`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,296 sqft Living Area
Gross Area	1,834 sqft
1st Floor Area	1,296 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Modern
Exterior Material	Concrete Block
Foundation Type	Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	50 sqft
Patio Area	48 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5540 NE 4TH ST
City	OCALA
State	FL
Zip	34470-9512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 13 TWP 15 RGE 22 PLAT BOOK B PAGE 234 OCALA HEIGHTS UNIT 2 BLK I LOTS 5.6.7.8
Legal Range	22E
Legal Township	15S
Legal Section	13
Legal Subdivision	OCALA HEIGHTS
Legal Block	I
Legal Lot Number	5
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	2
Census Block	2008
Census Tract	2201

Owner

5540 NE 4th St is held in a trust since October 2015.

Source: Marion County records, as of April 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	12941 SW 8TH AVE, OCALA, FL 34473-8304
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Sep 13, 2019	Loan Modification, Mortgage NOT AVAILABLE
Mar 31, 2017	Loan Modification, Mortgage CBC NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2015 · Amount on File
Deed Sale	Aug 28, 2015 · Amount on File
Prior Sale	Jun 9, 2006 · Amount on File
Deed Document Number	201579764
Deed Book / Page	6265 / 1252
Last Transfer Date	Oct 23, 2015
Transfer Doc	0063460340
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARION FL
Recording Date	Mar 30, 2026
Property Address	5540 NE 4TH ST, OCALA, FL 34470-9512
Document Number	0088660666
Book / Page	8866 / 666
Map Reference	PG 234
Instrument Date	Mar 20, 2026
Instrument	2026039508
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12941 SW 8TH AVE, OCALA, FL 34473-8304

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	12941 SW 8TH AVE, OCALA, FL 34473-8304

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARION FL
Property Address	5540 NE 4TH ST, OCALA, FL 34470-9512
Document Number	0070531075
Instrument Date	Sep 13, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12941 SW 8TH AVE OCALA FL 344738304, OCALA, FL 34473-8304

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARION FL
Property Address	5540 NE 4TH ST, OCALA, FL 34470-9512
Document Number	0065581446
Book / Page	006558 / 001446
Instrument Date	Mar 31, 2017
Transaction Type	Mortgage
Record Updated	Apr 13, 2017
Title Company	BRICK CITY TITLE INSURANCE COMPANY INC, BRICK CTY TITLE INSURANCE COMPANY INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12941 SW 8TH AVE OCALA FL 344738304, OCALA, FL 34473-8304

Mortgage

Document Number	0065581446
Date	Apr 6, 2017
Book Page	006558/001446
Instrument	31253

Lender

Name	CBC NAT'L BK
Type	Bank
Address	OCALA, FL 34471

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 5540 NE 4th St was $3,215.

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,215.00	$174,441	$178,305 Land $28,000 Building $150,305
2023	$2,835.00 (+13.54%)	$144,166 (-3.74%) Land $28,000 Building $116,166	$185,282 (+23.71%) Land $28,000 Building $157,282
2022	$2,497.00	$149,769 Land $21,200 Building $128,569	$149,769 Land $21,200 Building $128,569

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5540 NE 4th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1981–2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5540 NE 4th St is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
CenturyLink Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Cox Communications Cable	2,000 / 100

May also be available: Central Florida Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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