5540 N Wayne Ave, Chicago, IL 60640 Property Records

Cook County property record for 5540 N Wayne Ave, Chicago, IL 60640

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,906 sqft · built 1906
Lot Size	0.093 acres (4,059 sqft)
Owner	Individual Name on File
Last Sale	$925,000 (Mar 2021)
Tax Bill	$15,321 (2023)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-08-103-026`

Property Details

APN / Parcel Number

Primary APN	`14-08-103-026`
Alternative APN	`14-08-103-026-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,906 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1907
Architectural Style	Old Style
Exterior Material	Stucco
Roof Material	Asphalt
Lot Area	4,059 sqft (0.093 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5540 N WAYNE AVE
City	CHICAGO
State	IL
Zip	60640-1319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	(COCHRANS) (3RD) ADD TO (EDGEWATER) IN EH NW SEC 08-40-14
Legal Range	14E
Legal Township	40N
Legal Section	08
Legal Subdivision	COCHRANS 3RD ADD TO EDGEWATER
Legal Block	4,4
Legal Lot Number	8,7
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1006
Census Tract	30800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lakewood Balmoral Historic District listed 1999 · 490 contributing resources · NRIS 99000162

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5540 N WAYNE AVE, CHICAGO, IL 60640-1319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Sep 1, 2017	Deed of Trust, Mortgage · Line of Credit FIRST EAGLE BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 19, 2021 · Amount on Record
Deed Sale	Mar 19, 2021 · Amount on Record
Prior Sale	Apr 15, 2009 · Amount on Record
Deed Document Number	202110047
Record Updated	Sep 20, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Mar 19, 2021
Property Address	5540 N WAYNE AVE, CHICAGO, IL 60640-1319
Document Number	0007810047
Instrument Date	Jan 18, 2021
Instrument	2107810047
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$925.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5540 N WAYNE AVE, CHICAGO, IL 60640-1319

Mortgage

Document Number	0007810048
Date	Mar 19, 2021
Instrument	2107810048

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	5540 N WAYNE AVE, CHICAGO, IL 60640-1319
Document Number	1728904027
Instrument Date	Sep 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5540 N WAYNE AVE CHICAGO IL 606401319, CHICAGO, IL 60640-1319

Mortgage

Document Number	1728904027
Date	Oct 16, 2017
Instrument	28904027

Lender

Name	FIRST EAGLE BK
Type	Bank
Address	1040 E LAKE ST, HANOVER PARK, IL 60133-5408

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$97,376 (+28.25%) Land $40,387 Building $56,989	$973,760 (+28.25%) Land $403,870 Building $569,890
2023	$15,321.00 (+2.74%)
2022	$14,913.00 Homeowner's exemption	$75,929 Land $32,472 Building $43,457	$759,290 Land $324,720 Building $434,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 749 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Zentro.

Nearby Properties on N Wayne Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures