5540 Michael Dr, Paducah, KY 42003 Property Records

McCracken County property record for 5540 Michael Dr, Paducah, KY 42003

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,058 sqft · built 1995
Lot Size1.02 acres (44,431 sqft)
OwnerIndividual Name on Record
Last Sale$83,650 (Jan 2005)
Tax Bill$822 (2025)
Flood ZoneZone X (minimal risk)
APN117-00-00-061

Property Details

APN / Parcel Number

Primary APN117-00-00-061
Alternative APN
  • 48372

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,058 sqft Living Area
Family RoomFamily Room

Exterior

Year BuiltBuilt 1995
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area44,431 sqft (1.02 acres)
Lot Dimensions330 ft deep x 135 ft wide
TerrainRolling
Garage Area312 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric

Location & Zoning

Account Number48372
Street Address5540 MICHAEL DR
CityPADUCAH
StateKY
Zip42003-0791
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description21-45A-44 FRANKLIN PLACE SUB DIV L6A
Legal SubdivisionFRANKLIN PLACE SUB DIV
Legal Lot Number6A
JurisdictionMCCRACKEN KY
Township / Civil DivisionST. JOHNS-FREEMONT
Census Block Group2
Census Block2034
Census Tract31200

Owner

Source: McCracken County records, as of December 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address5540 MICHAEL DR, PADUCAH, KY 42003-0791
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 19, 2005 · Amount on Record
Deed SaleJan 19, 2005 · Amount on Record
Deed Document Number0000105785
Deed Book / Page1057 / 85
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: McCracken County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMcCracken County
Unified School DistrictMcCracken County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$822.00 (+51.1%) Homeowner's exemption$129,500 (+26.96%)$129,500 (+26.96%)
2023$544.00 (-10.97%) Homeowner's exemption$102,000 (+65.85%)$102,000 (+65.85%)
2022$611.00 Homeowner's exemption$61,500$61,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 27 policies
Nearby Flood Policies27 in force
Nearby Flood Claims77 (1997–2025)
Claims Outside the SFHA6 of 77
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 32 claims
  • Severe Storms, Straight-line Winds, Flooding, And Landslides, Feb 2025 · 8 claims
  • Severe Storms, Tornadoes, And Flooding, May 2011 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPADUCAH WATER WORKS
serves 65,004 people · EPA ID KY0730533
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

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