1. Home
  2. Florida
  3. Santa Rosa County
  4. Milton
  5. Michael Dr

5540 Michael Dr, Milton, FL 32583 Property Records

Santa Rosa County property record for 5540 Michael Dr, Milton, FL 32583 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,024 sqft · built 2022
Lot Size2 acres (87,381 sqft)
Owner2 Individual Names on File
Last Sale$630,300 (Oct 2023)
Tax Bill$5,699 (2025)
Deeds & MortgagesSep 2022 Mortgage
Oct 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone VE (high risk)
APN17-1S-28-0000-00802-0000

Property Details

APN / Parcel Number

Primary APN17-1S-28-0000-00802-0000
Alternative APN
  • S281170000008020000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,024 sqft Living Area
Gross Area2,680 sqft
1st Floor Area1,024 sqft
FlooringWood

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area87,381 sqft (2 acres)
Lot Dimensions279 ft deep x 250 ft wide
View / LotBay
Garage TypeAttached
Garage Area1,024 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5540 MICHAEL DR
CityMILTON
StateFL
Zip32583-9166
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description*NEWLY DES FOR 2025 TAX ROLL COMBO #8.63 PER REQ* COMMENCE AT THE NORTHEAST CORNER OF THE MANUEL HERNANDEZ GRANT IN SECTION 17, TOWNSHIP 1 SOUTH, RANGE 28 WEST, SANTA ROSA COUNTY, FLORIDA, THN S 05*0000 E ALONG THE EAST LINE OF THE AFORESAID SECTION
Legal Range28W
Legal Township1S
Legal Section17
Legal SubdivisionLEE TRACT (SEC 17-01S-28W)
JurisdictionSANTA ROSA FL
Township / Civil DivisionAVALON-MULAT
Census Block Group1
Census Block1059
Census Tract10710

Owner

Source: Santa Rosa County records · APN 17-1S-28-0000-00802-0000

Assessment roll updated December 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5540 MICHAEL DR, MILTON, FL 32583-9166
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2022Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Oct 23, 2023Warranty Deed, Transfer · Conventional Mortgage
THE MORTGAGE FIRM INC
May 24, 2021Warranty Deed, Transfer · Balloon Mortgage
SAN GABRIEL REGION VENTURES LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 23, 2023 · Amount on Record
Deed SaleOct 23, 2023 · Amount on Record
Prior SaleMay 24, 2021 · Amount on Record
Deed Document Number202347743
Deed Book / Page4444 / 1490
Prior Transfer DateSep 02, 1999
Prior Transfer Doc1836000985
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5540 MICHAEL DR, MILTON, FL 32583-9166
Transaction TypeMortgage
Record UpdatedApr 16, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address5540 MIVHAEL DR, MILTON, FL 32583-9166

Mortgage

Document Number0043250445
DateSep 12, 2022
Book Page4325/445
Instrument202252546
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateOct 23, 2023
Property Address5540 MICHAEL DR, MILTON, FL 32583-9166
Document Number0044441490
Book / Page4444 / 1490
Instrument DateOct 19, 2023
Instrument202347743
Transaction TypeTransfer
Record UpdatedApr 16, 2024
Title CompanyPURE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,412.10
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address539 E KINKAID ST, WICHITA, KS 67211-4916

Transferred To (Grantee/Buyer)

NameVerified Name
Address5540 MICHAEL DR, MILTON, FL 32583-9166

Mortgage

Document Number0044441495
DateOct 23, 2023
Instrument4444/1495
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMay 24, 2021
Property Address5540 MICHAEL DR, MILTON, FL 32583-9166
Document Number0041221112
Book / Page4122 / 1112
Instrument DateMay 20, 2021
Instrument202134529
Transaction TypeTransfer
Record UpdatedApr 16, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$910.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2428 RAMONA ST, PALO ALTO, CA 94301-4234

Transferred To (Grantee/Buyer)

NameVerified Name
Address1642 PONDEROSA DR, GULF BREEZE, FL 32563-9526

Mortgage

Document Number0041221115
DateMay 24, 2021
Instrument4122/1115
Lender
NameSAN GABRIEL REGION VENTURES LLC
TypeNon-Lending Institution
Agreement
TypeBalloon Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,699.00 (-4.4%) Homeowner's exemption$502,272 (-4.44%)$606,261 (+15.34%) Land $356,350 Building $249,911
2024$5,961.00 (+9.94%) Homeowner's exemption$525,618 (+31.48%) Land $299,250 Building $226,368$525,618 (+31.48%) Land $299,250 Building $226,368
2023$5,422.00 (+208.24%)$399,759 (+210.79%) Land $180,075 Building $219,684$399,759 (+210.79%) Land $180,075 Building $219,684
2022$1,759.00$128,626$128,626 Land $128,625 Building $1

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone VE
coastal, wave action
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation12.0 ft
CoastalYes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Michael Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures