St. Louis County property record for 5540 Lavaque Rd, Duluth, MN 55803 · Last verified August 2026
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 2 bd · 3 ba · 1,710 sqft · built 2022 |
| Lot Size | 20 acres (871,200 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,820 (2026) |
| Deeds & Mortgages | Mar 2022 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 280-0012-00321 |
| Primary APN | 280-0012-00321 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,710 sqft Gross Area |
| 1st Floor Area | 1,710 sqft |
| Basement Area | 428 sqft |
| Finished Basement | 428 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 871,200 sqft (20 acres) |
| Garage Area | 2,368 sqft |
| Deck Area | 60 sqft |
| Storage Building | 70 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 1115667 |
|---|---|
| Street Address | 5540 LAVAQUE RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-9421 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Legal Description | N1/2 OF SW1/4 OF SW1/4 SERIAL # |
| Legal Range | 15W |
| Legal Township | 51N |
| Legal Section | 11 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | CANOSIA |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 10602 |
Source: St. Louis County records · APN 280-0012-00321
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5540 LAVAQUE RD, DULUTH, MN 55803-9421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5540 LAVAQUE RD, DULUTH, MN 55803-9421 |
| Transaction Type | Mortgage |
| Record Updated | Oct 02, 2023 |
| Title Company | RESULTS TITLE |
| Name | Verified Name |
|---|---|
| Address | 12305 LOUGEE LAKE RD, MERRIFIELD, MN 56465-4454 |
| Document Number | 0001054448 |
|---|---|
| Date | Mar 16, 2022 |
| Instrument | 1054448 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Apr 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.5% |
| Index | 1-Year CMT |
| Max Rate | 9.5% |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Canosia Township |
| Unified School District | Hermantown Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,820.00 (+13.18%) | ||
| 2025 | $6,026.00 (+0.53%) | $572,200 (+13.46%) Land $141,700 Building $430,500 | $572,200 (+13.46%) Land $141,700 Building $430,500 |
| 2024 | $5,994.00 | $504,300 (+244.94%) Land $137,500 Building $366,800 | $504,300 (+244.94%) Land $137,500 Building $366,800 |
| 2022 | $146,200 Land $104,600 Building $41,600 | $146,200 Land $104,600 Building $41,600 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370106022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2022–2024) |
| Most Recent Claim | Jun 2024, river or lake flooding, Severe Storms And Flooding |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Lumen Technologies | DSL | 10 / 1 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures