5540 Johnston Rd, Celina, OH 45822 Property Records

Mercer County property record for 5540 Johnston Rd, Celina, OH 45822

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,818 sqft · built 1977
Lot Size	3.46 acres (150,718 sqft)
Owner	2 Individual Names on File
Last Sale	$202,000 (Oct 2018)
Tax Bill	$3,630 (2025)
Deeds & Mortgages	Mar 2026 Transfer Jul 2007 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-001600.0000`

Property Details

APN / Parcel Number

Primary APN	`02-001600.0000`
Alternative APN	`08-13-400-013`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,818 sqft Living Area
Basement Area	1,378 sqft
Finished Basement	1,378 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	150,718 sqft (3.46 acres)
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5540 JOHNSTON RD
City	CELINA
State	OH
Zip	45822-9003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S FR SEC RTS: 002-06-13
Jurisdiction	MERCER OH
Township / Civil Division	BUTLER
Census Block Group	1
Census Block	1018
Census Tract	967700

Owner

5540 Johnston Rd is owned and occupied by two individuals who bought it in October 2018.

Source: Mercer County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5540 JOHNSTON RD, CELINA, OH 45822-9003
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Transfer on Death Deed, Transfer
Jul 12, 2007	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Apr 1, 2010	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 30, 2018	Survivorship Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2018 · Amount on File
Deed Sale	Oct 30, 2018 · Amount on File
Deed Document Number	20185267
Record Updated	Sep 20, 2026

March 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MERCER OH
Recording Date	Mar 9, 2026
Property Address	5540 JOHNSTON RD, CELINA, OH 45822-9003
Document Number	202600001079
Instrument Date	Mar 9, 2026
Instrument	202600001079
Transaction Type	Transfer
Record Updated	Mar 25, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5540 JOHNSTON RD, CELINA, OH 45822-9003

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	5540 JOHNSTON RD, CELINA, OH 45822-9003
Transaction Type	Mortgage
Record Updated	Feb 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200700004543
Date	Jul 12, 2007
Instrument	200700004543

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jun 15, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	5540 JOHNSTON RD, CELINA, OH 45822-9003
Transaction Type	Mortgage
Record Updated	Feb 27, 2026
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE RESOURCES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201000001529
Date	Apr 1, 2010
Instrument	201000001529

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2025

October 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MERCER OH
Recording Date	Oct 30, 2018
Property Address	5540 JOHNSTON RD, CELINA, OH 45822-9003
Document Number	201800005267
Instrument Date	Oct 30, 2018
Instrument	201800005267
Transaction Type	Transfer
Record Updated	Feb 27, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5540 JOHNSTON RD, CELINA, OH 45822-9003

Tax Assessment & Valuation

The 2025 property tax bill for 5540 Johnston Rd was $3,630.

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mercer County
County Subdivision	Butler Township
Unified School District	Celina City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,630.00	$110,400 (-) Land $15,580 Building $94,820
2024	$3,630.00 (-10.75%)	$110,400 (-) Land $15,580 Building $94,820
2023	$4,067.00 (+23.21%)	$110,400 (+37.79%) Land $15,580 Building $94,820	$315,400 Land $44,500 Building $270,900
2022	$3,301.00	$80,120 Land $12,010 Building $68,110
2020			$228,900 Land $34,300 Building $194,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5540 Johnston Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2015–2019)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jun 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5540 Johnston Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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