Sacramento County property record for 5540 Hesper Way, Carmichael, CA 95608
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,983 sqft · built 1958 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $500,000 (May 2021) |
| Tax Bill | $6,438 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage May 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 232-0294-010-0000 |
| Primary APN | 232-0294-010-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,983 sqft Living Area |
| 1st Floor Area | 1,623 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Custom Design |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Area | 437 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5540 HESPER WAY |
|---|---|
| City | CARMICHAEL |
| State | CA |
| Zip | 95608-0445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-5 |
| Legal Description | MERRIHILL 11, LOT 226 |
| Legal Subdivision | MERRIHILL 11 |
| Legal Lot Number | 226 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 8117 |
Source: Sacramento County records · APN 232-0294-010-0000
Assessment roll updated July 22, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5540 HESPER WAY, CARMICHAEL, CA 95608-0445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Feb 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CATALYST MORTGAGE |
| May 19, 2021 | Grant Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC |
| May 19, 2021 | Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Dec 06, 2018 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 19, 2021 · Amount on Record |
| Deed Sale | May 19, 2021 · Amount on Record |
| Prior Sale | Dec 06, 2018 · Amount on Record |
| Deed Book / Page | 20210519 / 1194 |
| Prior Transfer Date | May 05, 2021 |
| Prior Transfer Doc | 5190000001195 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 5540 HESPER WAY, CARMICHAEL, CA 95608-0445 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 5540 HESPER WAY, CARMICHAEL, CA 95608-0445 |
| Document Number | 0000001841 |
|---|---|
| Date | Feb 22, 2021 |
| Instrument | 202102221841 |
| Name | CATALYST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | May 19, 2021 |
| Property Address | 5540 HESPER WAY, CARMICHAEL, CA 95608-0445 |
| Document Number | 0000001194 |
| Map Reference | MB 56 MAP 17 |
| Instrument Date | May 07, 2021 |
| Instrument | 202105191194 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5540 HESPER WAY, CARMICHAEL, CA 95608-0445 |
| Document Number | 0000001196 |
|---|---|
| Date | May 19, 2021 |
| Instrument | 202105191196 |
| Name | CHANGE LENDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | May 19, 2021 |
| Property Address | 5540 HESPER WAY, CARMICHAEL, CA 95608-0445 |
| Document Number | 0000001195 |
| Map Reference | MB 56 MAP 17 |
| Instrument Date | May 05, 2021 |
| Instrument | 202105191195 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5540 HESPER WAY, CARMICHAEL, CA 95608-0445 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Dec 06, 2018 |
| Property Address | 5540 HESPER WAY, CARMICHAEL, CA 95608-0445 |
| Document Number | 1812061447 |
| Instrument Date | Dec 03, 2018 |
| Instrument | 1812061447 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2018 |
| Title Company | STEWART TITLE, STEWART TITLE/SACRAMENTO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $378.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5540 HESPER WAY CARMICHAEL CA 956080445, CARMICHAEL, CA 95608-0445 |
| Document Number | 1812061448 |
|---|---|
| Date | Dec 06, 2018 |
| Instrument | 1812061448 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 05, 2048 |
Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | San Juan Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $552,037 (+2%) Land $82,804 Building $469,233 | |
| 2025 | $6,438.00 (+0.96%) | $541,214 (+4.04%) Land $81,181 Building $460,033 |
| 2024 | $6,377.00 (+2.61%) | |
| 2023 | $6,215.00 (+0.53%) | $520,200 Land $78,030 Building $442,170 |
| 2022 | $6,182.00 |
Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), as of September 29, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
Based on FCC filings for 556 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA3410001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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