5540 Estates Dr, Oakland, CA 94618 Property Records

Alameda County property record for 5540 Estates Dr, Oakland, CA 94618

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,921 sqft · built 1963
Lot Size	0.306 acres (13,320 sqft)
Owner	Individual Name on Record
Last Sale	$1,265,000 (Mar 2019)
Tax Bill	$20,752 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Mar 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`48B-7161-13-1`

Property Details

APN / Parcel Number

Primary APN	`48B-7161-13-1`
Alternative APN	`048B-7161-013-01`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,921 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1964
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	13,320 sqft (0.306 acres)
View / Lot	Average
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5540 ESTATES DR
City	OAKLAND
State	CA
Zip	94618-2724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00001 BLK: 0013 AR: 048B PAGE: 7161
Legal Subdivision	COUNTRY CLUB ACRES
Legal Block	A
Legal Lot Number	N
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1000
Census Tract	404200

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5540 ESTATES DR, OAKLAND, CA 94618-2724
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Feb 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Mar 25, 2019	Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.
Mar 25, 2019	Grant Deed, Transfer BANK OF AMERICA
Apr 14, 2017	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2019 · Amount on Record
Deed Sale	Mar 25, 2019 · Amount on Record
Prior Sale	Apr 14, 2017 · Amount on Record
Deed Document Number	201953016
Prior Transfer Date	Mar 21, 2019
Prior Transfer Doc	0000053017
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	5540 ESTATES DR, OAKLAND, CA 94618-2724
Transaction Type	Mortgage
Record Updated	Jan 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5540 ESTATES DR, OAKLAND, CA 94618-2724

Mortgage

Document Number	0000396911
Date	Dec 15, 2021
Instrument	2021396911

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Dec 6, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	5540 ESTATES DR, OAKLAND, CA 94618-2724
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5540 ESTATES DR, OAKLAND, CA 94618-2724

Mortgage

Document Number	0000086243
Date	Mar 2, 2021
Instrument	2021086243

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	5540 ESTATES DR, OAKLAND, CA 94618-2724
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025936
Date	Feb 5, 2020
Instrument	2020025936

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Feb 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.12%
Index	1-Year CMT
Max Rate	8.12%

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Mar 25, 2019
Property Address	5540 ESTATES DR, OAKLAND, CA 94618-2724
Document Number	0000053017
Instrument Date	Mar 21, 2019
Instrument	53017
Transaction Type	Transfer
Record Updated	Apr 5, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5540 ESTATES DR OAKLAND CA 946182724, OAKLAND, CA 94618-2724

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Mar 25, 2019
Property Address	5540 ESTATES DR, OAKLAND, CA 94618-2724
Document Number	0000053016
Instrument Date	Mar 14, 2019
Instrument	53016
Transaction Type	Transfer
Record Updated	Apr 5, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,391.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5540 ESTATES DR OAKLAND CA 946182724, OAKLAND, CA 94618-2724

Mortgage

Document Number	53018
Date	Mar 25, 2019
Instrument	53018

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 24, 2049

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Apr 14, 2017
Property Address	5540 ESTATES DR, OAKLAND, CA 94618-2724
Document Number	0000084325
Map Reference	MB7 PG88
Instrument Date	Apr 6, 2017
Instrument	2017084325
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5540 ESTATES DR, OAKLAND, CA 94618-2724

Mortgage

Document Number	0000084326
Date	Apr 14, 2017
Instrument	2017084326

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,439,328 (+2%) Land $431,798 Building $1,007,530
2025	$20,752.00 (-0.07%)	$1,411,107 (+4.04%) Land $423,332 Building $987,775
2023	$20,766.00	$1,356,320 Land $406,896 Building $949,424	$1,402,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100

May also be available: T-Mobile, Verizon.

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