5540 Ensemble Way, Roseville, CA 95747 Property Records

Placer County property record for 5540 Ensemble Way, Roseville, CA 95747

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,645 sqft · built 2016
Lot Size	0.115 acres (4,999 sqft)
Owner	Individual Name on File
Last Sale	$619,000 (Feb 2021)
Tax Bill	$10,278 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`496-090-024-000`

Property Details

APN / Parcel Number

Primary APN	`496-090-024-000`
Alternative APN	`496-090-024`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,645 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Wood
Lot Area	4,999 sqft (0.115 acres)
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	496-090-024
Street Address	5540 ENSEMBLE WAY
City	ROSEVILLE
State	CA
Zip	95747-8940
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 WESTPARK PH 3 VILLAGE 13A MOR CC-81
Legal Subdivision	WESTPARK
Legal Lot Number	24
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1013
Census Tract	21326

Owner

5540 Ensemble Way is owned and occupied by an individual who bought it in February 2021.

Source: Placer County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	5540 ENSEMBLE WAY, ROSEVILLE, CA 95747-8940
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Apr 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Feb 11, 2021	Grant Deed, Transfer CHICAGO TITLE COMPANY
Feb 11, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage JMAC LENDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2021 · Amount on File
Deed Sale	Feb 11, 2021 · Amount on File
Prior Sale	Feb 18, 2016 · Amount on File
Deed Document Number	202119344
Prior Transfer Date	Feb 1, 2021
Prior Transfer Doc	0000019345
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	5540 ENSEMBLE WAY, ROSEVILLE, CA 95747-8940
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006432
Date	Jan 27, 2017
Instrument	2017-0006432

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	5540 ENSEMBLE WAY, ROSEVILLE, CA 95747-8940
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029211
Date	Apr 1, 2020
Instrument	2020-0029211

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Feb 11, 2021
Property Address	5540 ENSEMBLE WAY, ROSEVILLE, CA 95747-8940
Document Number	0000019344
Map Reference	MB CC PG 81
Instrument Date	Feb 2, 2021
Instrument	2021-0019344
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5540 ENSEMBLE WAY, ROSEVILLE, CA 95747-8940

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Feb 11, 2021
Property Address	5540 ENSEMBLE WAY, ROSEVILLE, CA 95747-8940
Document Number	0000019345
Map Reference	MB CC PG 81
Instrument Date	Feb 1, 2021
Instrument	2021-0019345
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5540 ENSEMBLE WAY, ROSEVILLE, CA 95747-8940

Mortgage

Document Number	0000019346
Date	Feb 11, 2021
Instrument	2021-0019346

Lender

Name	JMAC LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 5540 Ensemble Way was $10,278.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Roseville City
Elementary School District	Roseville City Elementary School District (KG - 08)
Secondary School District	Roseville Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$683,424 (+2%) Land $138,010 Building $545,414
2025	$10,278.00	$670,024 Land $135,304 Building $534,720
2023	$9,612.00 (-1.72%)	$625,000 Land $126,200 Building $498,800
2022	$9,780.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5540 Ensemble Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5540 Ensemble Way is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Fixed Wireless	1,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
Zeta Broadband Fixed Wireless	400 / 50

May also be available: Cal.net, DigitalPath, Succeed.Net.

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